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Washington Mutual Issues ESPN Total Access Visa Card

On October 18, 2006, In Credit Cards, Misc, By MoreMerchant

Washington Mutual is getting into the credit card game by issuing the ESPN Total Access Visa Credit Card. The new Access Visa Card will be offered exclusively through Washington Mutual. If you are a devoted sports fan and who can’t get enough of ESPN, this new reward credit card by Washington Mutual and ESPN could serve you best.

Credit Card members of the Washington Mutual’s ESPN Total Access Visa Card will earn 5 points for every $1 spent on ESPN purchases and 1 point for every $1 spent elsewhere. Tally up the points for all your credit card purchases and you can be rewarded with exclusive gifts and merchandises only through the Total Access Visa Card. (more…)

 
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Washington Credit Cards and Rebuilding Credit

On December 31, 2005, In Credit Cards, Credit Score, Misc, By MoreMerchant

Are you from Washington? If so, you have some great options for credit cards due to some different laws concerning Washington State Credit. So if you are from Washington )seattle, Spokane, Topeka, and other areas) and need to rebuild your credit, or just need to build credit, More Merchant is the right place for credit card help.

Washington Credit Cards
Washington Secured Credit Cards
Washington – Rebuild Credit
Washington Credit Deals

There are some links for Washington and the special credit card offers we talked about. Also look for other credit cards offers on this website. There are some great credit cards to rebuild your credit if you are from Washington State.

 
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10 Credit Card Traps

On December 12, 2005, In Credit Cards, Credit Score, Loans, By MoreMerchant

Credit Card companies are making millions. Visa, Mastercard, MBNA, you name they all make money. Avoid the most common pitfalls when getting a credit card and save your self a bunch of money.

1. More Late Fees Credit card companies are reaping more profit from late fee income than ever before, for three reasons: (1) the average late fee more than doubled between 1992 and 2000, from $12.53 to $27.61, (2) companies have decreased the amount of time between when they mail a bill and when payment is due, and (3) nearly two-thirds of companies have eliminated leniency periods, (the time after a payment’s due date before a late fee is assessed).

2. Higher Over-the-Limit Fees In 2000, only one card charged a fee of less than $20 to consumers who had exceeded their credit limits. The highest fee was $35. In contrast, a 1995 survey found only one bank that charged a fee of $20 or more. Many companies assess this fee to cardholders who exceed their limits by as little as $1. (more…)

 
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Marketing credit cards to students

On December 12, 2005, In Credit Cards, By MoreMerchant

According to the Bellingham Herald the Washington state legislature is considering a bill that would restrict the marketing of credit cards to students at state universities.

Does this seem ethical? Why does it seem that the state legislature thinks they need to control everything? If you are old enough to go to college, old enough to serve in the military, and old enough to drink, you are old enough to say yes or no to credit card offers.

There are some excellent credit card programs for college students. You need to be careful if you have one, but it is not the responsibility of Washington state poiticians to tell who companies can and can not market too.

Readthe rest.

 
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