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MissionIR would like to highlight BofI Keeping, Inc., the holding firm for BofI Federal Bank, a nationwide financial institution that offers financing for simple and multifamily residential properties, small-to-medium dimensions organizations in focus on sectors, and picked specialty finance receivables. With about $ 2.two billion in property, BofI Federal Standard bank provides buyer and company banking products by means of its very low-expense distribution channels and affinity companions.

In the companys news this week,

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Bofl Keeping declared its fiscal benefits for the second fiscal quarter and 50 %-yr finished December 31, 2011.

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The business reported a 35.two percent improve in second quarter web income to $ six.66 million over net income of $ 4.92 million reported for the fiscal second quarter ended December 31, 2010.

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Earnings for the second quarter of 2011 have been noted at $ six.28 million, or $ .54 per diluted talk about, a 20 % improve more than the $ 4.85 million, or $ .45 for each diluted share, reported for the comparable quarter of 2010. The firm attributes the earnings improve mainly to increased web interest cash flow and non-interest earnings.

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Net income was $ thirteen.19 million for the 6 months ended December 31, 2011, representing a 35.two % enhance about $ 9.75 million attained for the 6 months ended December 31, 2010.

Earnings were $ 12.68 million, or $ one.14 for each diluted discuss, for the 6 months ended December 31, 2011, an enhance of 28.1 percent from $ 9.sixty million, or $ .89 per diluted discuss, for the six months ended December 31, 2010.

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Our strong efficiency this quarter was again driven by robust solitary and multifamily mortgage originations that have allowed us to equally meet up with our portfolio expansion goals and improve our non-fascination income from financial loan sales, Greg Garrabrants, president and CEO stated in the press release. For the twelve months ended December 31, 2011, our mortgage portfolio has developed at an yearly fee of fifty two.two percent. Our whole bank loan originations for the portfolio and for sale this quarter had been $ 360. million, up 63. percent from the $ 220.8 million originated in the quarter finished December 31, 2010.

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Garrabrants stated a single of the banks most integral strengths is the good quality of its assets. Non-executing belongings as a percentage of complete assets enhanced to 64 basis details at December 31, 2011, down from eighty basis factors at September 30, 2011, and down from 125 foundation details at December 31, 2010.

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Garrabrants also famous that given that June thirty, 2011, the bank raised around $ 34 million in equity money, with gross proceeds of $ thirteen.8 million lifted in the most current quarter.

The standard bank continues to execute its business strategy, tapping the capital markets only when we can do so on terms and conditions favorable to our current shareholders, he said.

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Bofl Holdings whole belongings elevated $ 283.7 million, or 14.6 %, to $ 2,223.8 million, as of December 31, 2011, up from $ 1,940.1 million at June 30, 2011.

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Forward-Looking Assertion: &#thirteen

This launch may consist of ahead-seeking statements in the indicating of Section 27A of the Securities Act of 1933, as amended, and Segment 21E of the Securities Trade Act of 1934, as amended. All forward-searching statements are inherently unsure as they are primarily based on existing anticipations and assumptions about potential activities or long term overall performance of the business. Readers are cautioned not to spot undue reliance on these forward-hunting statements, which are only predictions and converse only as of the date hereof. Dangers and uncertainties relevant to the firm and its enterprise could lead to the company’s true outcomes to differ materially from these indicated in any ahead-hunting statements.

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1st Countrywide Financial institution-Fox Valley is expanding its participation in the HARP software which will offer you a broader group of homeowners the possibility to refinance or spend down their home mortgages quicker.

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HARP ? the Residence Cost-effective Refinance System ? is for financial loans owned by Fannie Mae or Freddie Mac. Adjustments made to the program permit debtors who owe much more than their property is well worth to refinance. Existing home owners might be eligible to just take gain beginning December one, 2011.

Karri Bedor, vice president-home loan banking manager at Very first Countrywide Financial institution ? Fox Valley, says the expanded recommendations will reward homeowners who have noticed a drop in the worth of their residence.

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?There are many homeowners who are suitable for this program who can now just take advantage of the latest historically very low fascination rates to refinance into a shorter-phrase bank loan,? said Bedor. ?We function with debtors to set up a prepare that matches their fiscal demands.?

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Home owners can determine if their house loan is presently owned by both Freddie Mac or Fannie Mae by checking the subsequent websites: http://www.freddiemac.com/mymortgage or http://www.fanniemae.com/loanlookup/.

General eligibility guidelines outlining the essential aspects of the enhanced HARP plan contain:

    As a outcome of the refinancing, the borrower ought to gain from a reduced interest price,
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    No money out can be presented, such as having to pay off of a second lien or any other debts&#thirteen
         outdoors of the first mortgage loan.

    No optimum mortgage-to-price ceiling for fixed-fee mortgages backed by Fannie Mae and
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    Mortgage insurance policies may possibly nonetheless be necessary.&#thirteen

    Loan need to have been obtained by Fannie Mae/Freddie Mac by May possibly 31, 2009.&#thirteen

    You must be current on your mortgage at the time of application with an suitable
         payment heritage on their mortgage over the very last 12 months.

    The want for an appraisal may be waived.

The HARP program will continue being in influence till Dec. 31, 2013 for loans initially offered on or before May 31, 2009.

For far more information on this software check out http://www.makinghomeaffordable.gov.

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First-Countrywide Financial institution-Fox Valley (NMLS# 424203) invites fascinated home owners to check out one of the financial institution?s spots in Oshkosh, Appleton, Neenah or Menasha to speak with a mortgage professional about refinancing options or contact (920) 729-6900.

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Phototgrapher: a. golden, eyewash design – c. 2008.

Upon talking about attending this BAILOUT protest, a Native American associate of mine mentioned that somewhere near the location of the NY Stock Exchange – on Wall Street – was the site for a bloody battle between Native tribes and American invaders. I thought this to be rather profound and rather apropos, considering, well, everything!

After some research, I could not find that this exact location was THE LOCATION, but discovered the following information from the www.hmbd.org website:

"Sankofa" —> African Burial Ground National Monument
Inscription. [On the marker is the Adinkra symbol "Sankofa," a symbol for the importance of learning from the past]

"For all those who were lost,
For all those who were stolen,
For all those who were left behind,
For all those who were not forgotten."

*Erected 2007 by National Park Service, U.S. Department of the Interior.*

Location. 40° 42.864′ N, 74° 0.267′ W. Marker is in New York City, New York, in New York County. Marker is on Federal Plaza/Duane Street 0.04 miles west of African Burial Ground Way/Elk Street, on the right when traveling east. Click for map. Marker inscriptions are part of the African Burial Ground Memorial designed by Rodney Leon and are accessible to pedestrians on the eastern grounds of the Ted Weiss Federal Building (290 Broadway) off Federal Plaza/Duane Street. Marker is in this post office area: New York NY 10007, United States of America.

Other nearby markers. At least 8 other markers are within walking distance of this marker. Richard Montgomery (approx. 0.3 miles away); Remains of Maj. Gen. Richard Montgomery (approx. 0.3 miles away); St. Paul’s Chapel (approx. 0.3 miles away); 100 Year-Old Sycamore (approx. 0.3 miles away); Americans of Chinese Ancestry (approx. 0.3 miles away); Lin Ze Xu (approx. 0.3 miles away); Men who died whilst imprisoned in this City (approx. 0.6 miles away); Ohio Company of Associates (approx. 0.6 miles away).

If anyone has any information regarding the battle to which my friend spoke, I’d love to hear about it. In the meantime, I might just have to ask again!

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Friends,

The richest 400 Americans — that’s right, just four-hundred people — own MORE than the bottom 150 million Americans COMBINED! 400 of the wealthiest Americans have got more stashed away than half the entire country! Their combined net worth is .6 trillion. During the eight years of the Bush Administration, their wealth has increased by nearly 0 billion — the same amount that they were demanding We give to them for the "bailout." Why don’t they just spend the money they made under Bush to bail themselves out? They’d still have nearly a trillion dollars left over to spread amongst themselves!

Of course, they are not going to do that — at least not voluntarily. George W. Bush was handed a 7 billion surplus when Bill Clinton left office. Because that money was OUR money and not HIS, he did what the rich prefer to do — spend it and never look back. Now we have a .5 trillion debt that will take seven generations from which to recover. Why — on –earth – did — our — "representatives" — give — these — robber — barons — $ US850 BILLION — of – OUR — money?

Last week, proposed my own bailout plan. My suggestions, listed below, were predicated on the singular and simple belief that the rich must pull themselves up by their own platinum bootstraps. Sorry, fellows, but you drilled it into our heads one too many times: THERE…IS…NO…FREE… LUNCH ~ PERIOD! And thank you for encouraging us to hate people on welfare! So, there should have been NO HANDOUTS FROM US TO YOU! Last Friday, after voting AGAINST this BAILOUT, in an unprecedented turn of events, the House FLIP-FLOPPED their "No" Vote & said "Yes", in a rush version of a "bailout" bill vote. IN SPITE OF THE PEOPLE’S OVERWHELMING DISAPPROVAL OF THIS BAILOUT BILL… IN SPITE OF MILLIONS OF CALLS FROM THE PEOPLE CRASHING WASHINGTON "representatives’" PHONE LINES…IN SPITE OF CRASHING OUR POLITICIAN’S WEBSITES…IN SPITE OF HUNDREDS OF THOUSANDS OF PEOPLE PROTESTING AROUND THE COUNTRY… THEY VOTED FOR THIS BAILOUT! The People first succeeded on Monday with the House, but failed do it with the Senate and then THE HOUSE TURNED ON US TOO!

It is clear, though, we cannot simply continue protesting without proposing exactly what it is we think THESE IDIOTS should/’ve do/one. So, after consulting with a number of people smarter than Phil Gramm, here’s the proposal, now known as "Mike’s Rescue Plan." (From Michael Moore’s Bailout Plan) It has 10 simple, straightforward points. They are that you DIDN’T, BUT SHOULD’VE:

1. APPOINTED A SPECIAL PROSECUTOR TO CRIMINALLY INDICT ANYONE ON WALL STREET WHO KNOWINGLY CONTRIBUTED TO THIS COLLAPSE. Before any new money was expended, Congress should have committed, by resolution, to CRIMINALLY PROSECUTE ANYONE who had ANYTHING to do with the attempted SACKING OF OUR ECONOMY. This means that anyone who committed insider trading, securities fraud or any action that helped bring about this collapse should have and MUST GO TO JAIL! This Congress SHOULD HAVE called for a Special Prosecutor who would vigorously go after everyone who created the mess, and anyone else who attempts to scam the public in future. (I like Elliot Spitzer ~ so, he played a little hanky-panky…Wall Street hates him & this is a GOOD thing.)

2. THE RICH SHOULD HAVE PAID FOR THEIR OWN BAILOUT! They may have to live in 5 houses instead of 7. They may have to drive 9 cars instead of 13. The chef for their mini-terriers may have to be reassigned. But there is no way in hell, after forcing family incomes to go down more than ,000 dollars during the Bush years, that working people and the middle class should have to fork over one dime to underwrite the next yacht purchase.

If they truly needed the 0 billion they say they needed, well, here is an easy way they could have raised it:

a) Every couple makeing over a million dollars a year and every single taxpayer who makes over 0,000 a year should pay a 10% surcharge tax for five years. (It’s the Senator Sanders plan. He’s like Colonel Sanders, only he’s out to fry the right chickens.) That means the rich would have still been paying less income tax than when Carter was president. That would have raise a total of 0 billion.

b) Like nearly every other democracy, they should have charged a 0.25% tax on every stock transaction. This would have raised more than 0 billion in a year.

c) Because every stockholder is a patriotic American, stockholders should have forgone receiving a dividend check for ONE quarter and instead this money would have gone the treasury to help pay for the bullsh*t bailout.

d) 25% of major U.S. corporations currently pay NO federal income tax. Federal corporate tax revenues currently amount to 1.7% of the GDP compared to 5% in the 1950s. If we raised the corporate income tax BACK to the levels of the 1950s, this would give us an extra 0 billion.

All of this combined should have been enough to end the calamity. The rich would have gotten to keep their mansions and their servants and our United States government ("COUNTRY FIRST!") would’ve have a little leftover to repair some roads, bridges and schools…

3. YOU SHOULD HAVE BAIL OUT THE PEOPLE LOSING THEIR HOMES, NOT THE PEOPLE WHO WILL BUILD AN EIGHTH HOME! There are 1.3 million homes in foreclosure right now. That is what is at the heart of this problem. So, instead of giving the money to the banks as a gift, they should have paid down each of these mortgages by 0,000. They should have forced the banks to renegotiate the mortgage so the homeowner could pay on its current value. To insure that this help wouldn’t go to speculators and those who tried to making money by flipping houses, the bailout should have only been for people’s primary residences. And, in return for the 0K pay-down on the existing mortgage, the government would have gotten to share in the holding of the mortgage so it could get some of its money back. Thus, the total initial cost of fixing the mortgage crisis at its roots (instead of with the greedy lenders) is 0 billion, not 0 BILLION.

And let’s set the record straight. People who have defaulted on their mortgages are not "bad risks." They are our fellow Americans, and all they wanted was what we all want: a home to call their own. But, during the Bush years, millions of the People lost the decent paying jobs they had. SIX MILLION fell into poverty! SEVEN MILLION lost their health insurance! And, every one of them saw their real wages go DOWN by ,000! Those who DARE look down on these Americans who got hit with one bad break after another should be ASHAMED.! We are a better, stronger, safer and happier society when all of our citizens can afford to live in a home they own.

4. THERE SHOULD HAVE BEEN A STIPULATION THAT IF YOUR BANK OR COMPANY GOT ANY OF OUR MONEY IN A "BAILOUT," THEN WE OWN YOU. Sorry, that’s how it’s done. If the bank gives me money so I can buy a house, the bank "owns" that house until I pay it all back — with interest. Same deal for Wall Street. Whatever money you need to stay afloat, if our government considers you a safe risk — and necessary for the good of the country — then you can get a loan, but WE SHOULD OWN YOU. If you default, we will sell you. This is how the Swedish government did it and it worked.

5. ALL REGULATIONS SHOULD HAVE BEEN BE RESTORED. THE REAGAN REVOLUTION IS DEAD! This catastrophe happened because we let the fox have the keys to the hen-house. In 1999, Phil Gramm authored a bill to remove all the regulations that governed Wall Street and our banking system. The bill passed and Clinton signed it. Here’s what Sen.Phil Gramm, McCain’s chief economic advisor, said at the bill signing:

"In the 1930s … it was believed that government was the answer. It was believed that stability and growth came from government overriding the functioning of free markets.

"We are here today to repeal [that] because we have learned that government is not the answer. We have learned that freedom and competition are the answers. We have learned that we promote economic growth and we promote stability by having competition and freedom.

"I am proud to be here because this is an important bill; it is a deregulatory bill. I believe that that is the wave of the future, and I am awfully proud to have been a part of making it a reality."

FOR THIS NOT TO REOCCUR, This BILL SHOULD HAVE BEEN REPEALED! Bill Clinton could have helped by leading the effort for the repeal of the Gramm bill and the reinstating of even tougher regulations regarding our financial institutions. And when they were done with that, they should have restored the regulations for the airlines, the inspection of our food, the oil industry, OSHA, and every other entity that affects our daily lives. All oversight provisions for any "bailout" should have had enforcement monies attached to them and criminal penalties for all offenders.

6. IF IT’S TOO BIG TO FAIL, THEN THAT MEANS IT’S TOO BIG TO EXIST! Allowing the creation of these mega-mergers and not enforcing the monopoly and anti-trust laws has allowed a number of financial institutions and corporations to become so large, the very thought of their collapse means an even bigger collapse across the entire economy. No ONE or TWO companies should EVER have this kind of power! The so-called "economic Pearl Harbor" can’t happen when you have hundreds — thousands — of institutions where people have their money. When we have a dozen auto companies, if one goes belly-up, we DON’T FACE A NATIONAL DISASTER! If we have three separately-owned daily newspapers in your town, then one media company can’t call all the shots (I know… What am I thinking?! Who reads a paper anymore? Sure glad all those mergers and buyouts left us with a STRONG and "FREE" press!). Laws Should have been enacted to prevent companies from being so large and dominant that with one slingshot to the eye, the GIANT FALLS and DIES. And no institution should be allowed to set up money schemes that NO ONE understands. If you can’t explain it in two sentences, you shouldn’t be taking anyone’s money!

7. NO EXECUTIVE SHOULD EVER BE PAID MORE THAN 40 TIMES THEIR AVERAGE EMPLOYEE, AND NO EXECUTIVE SHOULD RECEIVE ANY KIND OF "PARACHUTE" OTHER THAN THE VERY GENEROUS SALARY HE OR SHE MADE WHILE WORKING FOR THE COMPANY. In 1980, the average American CEO made 45 times what their employees made. By 2003, they were making 254 times what their workers made. After 8 years of Bush, they now make over 400 times what their average employee makes. How We have allowed this to happen at publicly held companies is beyond reason. In Britain, the average CEO makes 28 times what their average employee makes. In Japan, it’s only 17 times! The last I heard, the CEO of Toyota was living the high life in Tokyo. How does he do it on so little money? Seriously, this is an OUTRAGE! We have created the mess we’re in by letting the people at the top become bloated beyond belief with millions of dollars. THIS HAS TO STOP! Not only should no executive who receives help out of this mess profit from it, but any executive who was in charge of running his company into the ground should be FIRED before the company receives ANY help.

8. CONGRESS SHOULD HAVE STRENGTHENED THE FDIC AND MADE IT A MODEL FOR PROTECTING NOT ONLY PEOPLE’S SAVINGS, BUT ALSO THEIR PENSIONS AND THEIR HOMES. Obama was correct to propose expanding FDIC protection of people’s savings in their banks to 0,000. But, this same sort of government insurance must be given to our NEVER have to worry about whether or not the money they’ve put away for their old age will be there. This should have meant strict government oversight of companies who manage their employees’ funds — or perhaps it means the companies should have been forced to turn over those funds and their management to the government? People’s private retirement funds must also be protected, but perhaps it’s time to consider not having one’s retirement invested in the casino known as the stock market??? Our government should have a solemn duty to guarantee that no one who grows old in this country has to worry about becoming destitute.

9. EVERYBODY NEEDS TO TAKE A DEEP BREATH, CALM DOWN, AND NOT LET FEAR RULE THE DAY. Turn off your TVs! We are NOT in the Second Great Depression. The sky is NOT falling, Chicken Little! Pundits and politicians have lied to us so FAST and FURIOUS it’s hard not to be affected by all the fear mongering. Even I wrote to and repeated what I heard on the news last week, that the Dow had the biggest one day drop in its history. Well, that was true in terms of points, but its 7% drop came nowhere close to Black Monday in 1987 when the stock market in one day lost 23% of its value. In the ’80s, 3,000 banks closed, but America didn’t go out of business. These institutions have always had their ups and downs and eventually it works out. It has to, because the rich do not like their wealth being disrupted! They have a vested interest in calming things down and getting back into their Jacuzzis before they slip into their million thread-count sheets to drift off to a peaceful, Vodka tonic and Ambien-induced slumber.

As crazy as things are right now, tens of thousands of people got a car loan last week. Thousands went to the bank and got a mortgage to buy a home. Students just back to college found banks more than happy to put them into hock for the next 15 years with a student loan. I was even pre-approved for a USK personal loan. Yes, life has gone on with little-or-no-change (other than the whopping 6.1% unemployment rate, but that happened last month). Not a single person lost any of his/her monies in bank, or a treasury note, or in a CD. And, the perhaps the most amazing thing is that the American public FINALLY didn’t buy the scare campaign. The citizens didn’t blink, instead telling Congress to take that bailout and shove it. THAT was impressive. Why didn’t the population succumb to the fright-filled warnings from their president and his cronies? Well, you can only say ‘Saddam has the bomb’ so many times before the people realize you’re a lying sack of shit. After eight long years, the nation is worn out and simply can’t take it any longer. The WORLD is fed up & I don’t blame them.

10. THEY SHOULD HAVE CREATED A NATIONAL BANK, A "PEOPLE’S BANK." Since they’re really itching to print up a trillion dollars, instead of giving it to a few rich people, why don’t We give it to ourselves? Now that We own Freddie and Fannie, why not set up a People’s bank? One that can provide low-interest loans for all sorts of people who want to own a home, start a small business, go to school, come up with the cure for cancer or create the next great invention. And, now that we own AIG – the country’s largest insurance company – let’s take the next step and PROVIDE HEALTH INSURANCE FOR EVERYONE. MEDICARE FOR ALL! It will SAVE us SO MUCH MONEY in the LONG RUN (not to mention bring peace of mind to all). And, America won’t be 12th on the life expectancy list! We’ll be able to have a longer lifespan, enjoying our government-protected pension and will live to see the day when the corporate criminals who caused this much misery are let out of prison so that We can help re-acclimate them to plain old ordinary, civilian life — a life with ONE nice home and ONE gas-free car invented with help from the People’s Bank.

P.S. Call your Senators NOW !!! —> www.visi.com/juan/congress/

Since they voted against passing the extension of unemployment benefits and skipped out to "campaign" to us to be re-elected…call them and tell them you will vote for the other "guy" if they don’t get their act together!

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UPDATE: THE PEOPLE HAVE VOTED! A HISTORIC MOMENT: NOVEMBER 4th 2008!

——> THE Historic ELECTION <——

"A work in PROGRESS."

Nov. 4th, 2008.

A great American leader once said, "As individual fingers We can be easily broken. But TOGETHER We make a mighty fist." These words too were spoken by a minority leader. He was the venerable Chief Sitting Bull. No, Barack Obama’s not the first American minority to speak eloquently and he most certainly won’t be the last. Though, in the end, this election wasn’t even close !!! The world watched as, "YES WE CAN!" turned into, "YES WE DID!" as it now ushers in, "YES WE MUST!" time is NOW!

What WE do with this moment shall define US, forthright. America has now elected a man with a background of partial African – American descent as President elect. A new leader with roots from Kenya to Kansas (with a step-father from Indonesia), will be working in conjunction with a vice-Presidential of Anglo-European roots. This is something in which citizens of ALL races – both here and the world ’round – have loudly REJOICED. Why talk about race? Is race important? You bet! Because – like it or not – race has dominated and governed Our daily lives for thousands of years. After all: "To know where We’re going, We must first know where We’ve been".

We’ve come a LONG Way baby! What was once "acceptable" in 1965 is no longer in 2008 and THANKFULLY.

This is a changing of the guard. Especially since forty-percent of America’s population is considered to be a "minority". Only four generations removed, the repression of African slaves by Anglo Saxons caused hundreds of thousands of brothers to kill brothers in a viscous and bloody battle that changed the fundamental principals of this Constitutional Republic from rhetoric to reality. This too was a significant changing of the guard.

For the first time in the history of the country, the ancestors of these very same people who so passionately fought for slavery have now OVERWHELMINGLY voted for a minority leader. This too ushers in a new chapter in the history of America. This is a tremendous nod to those great American leaders before Us who risked everything so that We find ourselves at this precise moment in time. We must give thanks to these men and women who both tirelessly and unselfishly gave their lives to cross and to help shatter the racial, sexual and social boundaries imbued in the history of the United States of America.

It has now taken place. There’s a palpable renewed sense of HOPE for a better tomorrow – a HOPE that these same crippling boundaries shall finally once and for all be erased. Yet it is wise to also remember the adage, "Actions speak louder than words" and Our rhetoric must now be turned into action. The ability to truly rise above differences and to not just speak of doing so, tells much of Our long and continuous journey. If We remember the old North American Indian saying, "We do not inherit the earth from our ancestors, we borrow it from our children." We might just have a fighting chance.

The People have spoken! A record-setting 130 million Americans’ turned out to vote in Tuesday’s election, in which Barack Obama made history on a Democratic tidal wave of victory. Polling suggests voters came out in record numbers because of growing concerns over the economy, jobs, health care, energy, and the war in Iraq.

Clearly, the Obama administration and the new Democratic majority in Washington have a chance to make profound changes in Our lives – stretching ­from Wall Street to Main Street. Yes, this moment shows decency about human possibility and let’s face it, We could use just a little decency RIGHT NOW.

Perhaps more importantly, this moment speaks volumes as it’s an utter rejection of the right’s politics of fear and greed? It will now be decades before there’s another Republican majority in Congress. Never have the words, "Ask not what Your country can do for You, but what You can do for Your country," seemed more true for SO MANY. For, We-Are-Our-country. And We’re at a MAJOR crossroads. Where, oh where to begin?

OBAMA / BIDEN Campaign.

Here in New York, Working Families voters, members, affiliates, supporters and chapter leaders poured everything they had into critical campaigns that proved successful. Many are now understandably exhausted – though more than a little proud of what was accomplished. And, the results were terrific ~ if not downright Historic. For the first time since the mid-1930, the State Senate will NO LONGER be controlled by Republicans. It’s now in the hands of a Democratic Working Families majority! Just-take-one-moment-and-soak-this-in. MASSIVE Democratic majorities in BOTH the HOUSE and the SENATE!

Together, the W.F.P built a solid partnership with Senate Democrats, knocking on more than half a million doors for progressive CHANGE. And, in the end, "We the People" overwhelmingly responded. This is a MILESTONE. There’s now a renewed sense of real HOPE resonating from Washington, indeed, around the world. This is powerful. Because, without HOPE, there’s simply nothing to gain.

However, We must be careful not to fall prey to disillusionment. If illusions tear People asunder, then disillusion outright kills the human spirit. In other words, divided THEY conquer, united, WE stand. That this historic moment was ushered in during Native American Indian month is apropos. Because, We must not forget the very real foundations of this idealistic country and pay homage to the 500 plus year struggle of Our First Peoples’ for the basic rights afforded them in Our own Constitution. Obama’s victory is indeed a victory representing the multitudes. It is precisely because his success mirrors the masses, rather than a few wealthy, power-elite that this is so electrifying. A VERY palpable, "Finally!" was the expression heard ’round the world.

The world woke up WEDNESDAY with the real possibility of a very RARE OPPORTUNITY – the best in most Our lifetimes. This is a chance to truly transform America.

But, We mustn’t forget the VERY hard realities existing in this country. Just ask any woman…any "person of color"…or, any First Peoples living in this "great" land. For, as long as Native American Indians in Our country still live in policies of containment on reservations without the very basics, such as running water, electricity, or heat… as long as more than 75% of the prison population includes African-Americans, First and Taino Peoples …as long as We continue to allow Our tax dollars spent to be three times more for each of these prisoners per head than on Our own school childrens’ education…as long as American women continue to earn less than men for the SAME work…as long as We allow privately held corporations to exist without extreme MAJOR reform…as long as We continue to allow Our children to trample on foreign soil to kill and to be killed in "Our" names…as long as We sit idly by expecting or content to let others to "Do the right thing," for us… as long as We DON’T ACTIVELY PARTICIPATE TOGETHER in challenging and fighting for OUR OWN WELL-BEING for the betterment of future generations… as long as We choose to remain ignorant and in denial to Our faults…TRUE CHANGE can, and will NEVER HAPPEN.

Though, like anything rare and unique, We must first take proper time to Honor…to give thanks to those before us who, without their dedication and sacrifice, made this moment possible. We must come together. Immediate formulation and a real plan to guard and to protect this moment with fierce determination is required. New leaders are needed and will emerge so We ensure moments like this become the norm, rather than a mere token fluke. If We HOPE to transform Tuesday’s results into a real break from the shipwreck of the most immediate last thirty years – We MUST start by realizing this election represents just that – a START. It’s Round One of Our LONG and CONTINUOUS struggle.

And, Round Two will be just as tough, if not more so. Staying the course can easily be forgotten when People are dying from inadequate health care; when they’ve found themselves on the streets for lack of shelter and as they grow ever more desperate due to lack of job opportunities. Just ask people of Native or African American descent. Or, one of Our homeless veterans living on America’s streets of plenty.

Yes, the house of cards has fallen HARD and FAST. And, President / V.P. elect Barack Obama and Joe Biden have inherited many seemingly insurmountable challenges. REAL CHANGE – not rhetoric – is what’s needed. And to get it, We MUST demand it. We MUST march and be watchdogs for the sake of the coming generations. Communication with Our politicians is a MUST. MOST importantly, We MUST stand TOGETHER and be willing to fight to protect what is right and what is good for the MANY, NOT the FEW.

UNITED We STAND, DIVIDED, We FALL.

A President Obama will need to be simultaneously supported AND pushed. His training as a community organizer gives one confidence that he’ll not only understand, but should also expect this dynamic. It’s imperative for us to mind the trusty, "Follow the money" strategy. Don’t forget, President elect Obama dually made history by raising the most unprecedented amount of campaign dollars in the HISTORY of U.S. Presidential elections. According to CNN, if annualized, the Obama campaign’s ad spending on the post-primary Presidential campaign would come to US0 million. This amount is only exceeded amongst large corporations such as Verizon and AT&T – both heavy sponsors of the Republican AND the Democratic national party conventions.

At the start of October, the Democratic National Committee announced it raised US.9 million with US.5 million sitting in the bank. The party raised money through joint fund-raising events with Obama and was able to use that money to assist his candidacy. These numbers were only possible because he opted out of the public financing system for the fall campaign. John McCain chose to participate in the system, which limited him to US million for the September / October stretch prior to the election. After initially promising to accept public financing if McCain did, Obama changed his mind after setting primary fund-raising records. In fact, by the time the primaries hit, Obama was raising as much as US million each and every day. The Obama / Biden campaign raised more than US0 million in September alone – a stunning and unprecedented eruption of political giving. This extraordinary fund-raising is bound to set a new standard in politics that could doom the current taxpayer-paid system set up in the 1970′s.

HOPEfully NOT.

The party presidential nominees – Democrat Barack Obama and Republican John McCain – together spent more than US BILLION, also an unprecedented figure. According to White House for Sale, a nonpartisan group that tracks political giving, Obama had 605 bundlers, or donors who collect money from friends and associates and bundle them together. Four years ago, Democrat John F. Kerry had 588 bundlers and, in 2000, Al Gore had none. McCain had 851 bundlers working for his campaign, compared to 557 who raised money for the Bush-Cheney re-election committee in 2004. George W. Bush is largely credited with institutionalizing the role of bundlers in 2000, when he recruited a then unprecedented 555 surrogate fundraisers.

Ask Yourselves: Who really benefits most from having donated to the Obama / Biden campaign?

President – elect Barack Obama & John McCain’s U.S. Presidential campaign funds details:

OBAMA:
Total:US0,767,963
Bundlers:605
LobbyistBundlers:17

MCCAIN:
Total: US2,525,058
Bundlers: 851
Lobbyist Bundlers: 77

See the Center for Responsive Politics Presidential campaign monies for a better perspective:

2008: Obama AND McCain – US.3 BILLION

(Obama: US0,767,963 million / McCain: US2,525,058 million)

2004: Bush AND Kerry – US.2 BILLION

2000: Gore AND Bush – US.56 MILLION

1996: Dole AND Clinton – US.82 MILLION

1992: Clinton AND Bush – US.24 MILLION

* TO SEARCH FOR MEGA-DONERS, CLICK here: www.whitehouseforsale.org/searchDonor.cfm?CandidateSelect… McCain&StateSelect=&SortOrder=Last_Name, First_Name, Middle_Name, Suffix.*

Democrats in Washington and will be under enormous pressure to "play it safe", even as everyone knows We need bold action and some kind of new, New Deal. And, if We allow the "play-it-safe" crowd to dominate, then Obama (and We) will not succeed. Make NO mistake: the corporate big-wigs and free-market fundamentalists see this for exactly what it is: THE FIGHT OF A LIFETIME. They want nothing more than for the Democrats to disappoint, because then the HOPEfulness that Obama represents can be stuffed back in the bottle and cynicism can once again regain its place in Our national political culture.

WE Can’t Let This Happen!

Whether it’s revamping our health care system…implementing a new fair-based trade policy…creating a sound, realistic and well thought-out immigration plan…jobs programs…organizing rights in Washington, or campaign election reform, family leave or fair taxes, this election has set the stage for an ENTIRELY NEW social contract between the government and the People. This election opens up a real possibility – small, but real – that We could make genuine progress as a society, in terms of equality and freedom and true sustainability. In other words, the democracy We preach, but don’t teach. What comes next is up to US. And, We need to seriously ready OURSELVES.

In short, the real meaning of this election hasn’t yet been decided.

Overall, there’s a lot of work to do. It’s imperative that EVERYONE do his share – whether this means attending a neighborhood or union meeting, signing a petition, organizing or riding a bus to a demonstration, going on a lobby visit, making a financial contribution, or just talking to a stranger about the need and desirability of the common good.

Thanks for all you do!
Live your values. Love your country.
And, remember: TOGETHER, We can make a D-I-F-F-E-R-E-N-C-E !

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Record Value: $ 9.95

Cost: $ 9.20