<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>More Merchant.com&#187; Search Results  &#187;  research</title>
	<atom:link href="http://moremerchant.com/search/research/feed/rss2/" rel="self" type="application/rss+xml" />
	<link>http://moremerchant.com</link>
	<description></description>
	<lastBuildDate>Sun, 12 Feb 2012 15:40:00 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title></title>
		<link>http://moremerchant.com/qualitystocks-reports-plc-systems-treats-initial-affected-person-in-renalguard-pivotal-trial</link>
		<comments>http://moremerchant.com/qualitystocks-reports-plc-systems-treats-initial-affected-person-in-renalguard-pivotal-trial#comments</comments>
		<pubDate>Tue, 24 Jan 2012 03:07:46 +0000</pubDate>
		<dc:creator>MoreMerchant</dc:creator>
				<category><![CDATA[Misc]]></category>
		<category><![CDATA[]]></category>
		<category><![CDATA[affected]]></category>
		<category><![CDATA[initial]]></category>
		<category><![CDATA[person]]></category>
		<category><![CDATA[pivotal]]></category>
		<category><![CDATA[QualityStocks]]></category>
		<category><![CDATA[Reports]]></category>
		<category><![CDATA[Systems]]></category>
		<category><![CDATA[Treats]]></category>
		<category><![CDATA[Trial]]></category>

		<guid isPermaLink="false">http://moremerchant.com/qualitystocks-reports-plc-systems-treats-initial-affected-person-in-renalguard-pivotal-trial</guid>
		<description><![CDATA[Scottsdale, AZ (PRWEB) January 23, 2012 QualityStocks would like to highlight PLC Methods, Inc., a publicly traded firm. Headquartered in Milford, Mass., PLC is a medical gadget company focused on innovative technologies for the cardiac and vascular markets. PLC&#8217;s most recent product, RenalGuard, has been produced to support avoid the onset of Distinction-Induced Nephropathy (CIN) [...]]]></description>
			<content:encoded><![CDATA[<p>Scottsdale, AZ (PRWEB) January 23, 2012
<p> QualityStocks would like to highlight PLC Methods, Inc., a publicly traded firm. Headquartered in Milford, Mass., PLC is a medical gadget company focused on innovative technologies for the cardiac and vascular markets. PLC&#8217;s most recent product, RenalGuard, has been produced to support avoid the onset of Distinction-Induced Nephropathy (CIN) in at-chance sufferers undergoing specified cardiac and vascular imaging processes. </p>
<p>&#thirteen</p>
<p>In the companys news today, </p>
<p>&#13</p>
<p>PLC Techniques, Inc., a health-related device organization focused on innovative technologies for the cardiac and vascular markets, today introduced it has accomplished the enrollment of the very first affected person in the CIN-RG trial intended to study the efficacy of its RenalGuard Therapy® and RenalGuard Technique for the prevention of Distinction-Induced Nephropathy (CIN). </p>
<p>&#thirteen</p>
<p>This accomplishment marks an crucial step toward getting U.S. Foodstuff and Drug Administration (FDA) approval to distribute RenalGuard® in the United States. </p>
<p>&#thirteen</p>
<p>&#8220;RenalGuard offers us the prospective for a strategy to minimize the incidence of CIN whilst enabling me as an interventional cardiologist to focus on the catheterization with out possessing to fear that the distinction may possibly be harmful the patient&#8217;s kidney,&#8221; Dr. Michael Kim, director of the Cornary Care Unit at Mount Sinai Hospital in New York, NY, mentioned in the press release. </p>
<p>&#thirteen</p>
<p>Dr. Roxana Mehran serves as director of Interventional Cardiovascular Investigation at Mount Sinai and is a single of the a few Principal Investigators in the CIN-RG Trial. Dr. Mehran famous the risk of CIN in patients undergoing cardiac catheterizations and explained RenalGuard trials supply an chance to look at a instrument that could significantly decrease the incidence of CIN in our at-chance individuals.&#8221;</p>
<p>&#thirteen</p>
<p>PLC&#8217;s U.S. pivotal research will be conducted at up to thirty sites in the U.S., involving participation of at the very least 326 sufferers and potentially up to 652 patients, and builds upon two medical trials by independent medical investigators in Europe. The two trials demonstrated considerable reductions in incident premiums of CIN in at-threat sufferers via the use of RenalGuard as opposed to the existing common of treatment.</p>
<p>&#thirteen</p>
<p>&#8220;We&#8217;re really delighted to be ready to transfer forward with our U.S. pivotal trial, commencing with many of the hospitals that had participated in our before trial. The team at Mt. Sinai, especially Dr. Mehran, has led the way in our understanding of CIN, and we are honored that they would pick to take part in the CIN-RG review, Mark R. Tauscher, president and CEO of PLC, stated. Making use of classes learned from the clinical trials of RenalGuard in Europe as well as other medical developments given that 2008, we built slight modifications to our authentic trial protocol that we believe will make it a lot more robust. This is a quite important stage on our path ahead to seeking FDA approval to market RenalGuard in the U.S.&#8221;</p>
<p>&#thirteen</p>
<p>About QualityStocks</p>
<p>&#thirteen</p>
<p>QualityStocks, dependent in Scottsdale, Arizona, is a cost-free support that collects knowledge from hundreds of Modest-Cap and Micro-Cap online Expense Newsletters into 1 Day-to-day Newsletter Report. QualityStocks is focused to helping rising community organizations with their investor communication efforts and connecting subscribers with organizations that have large possible to realize success in the small and lengthy-time period future.</p>
<p>&#13</p>
<p>To indication up for The QualityStocks Every day Newsletter, make sure you check out http://www.QualityStocks.internet </p>
<p>&#13</p>
<p>To link with QualityStocks by way of Facebook, be sure to visit http://Facebook.com/QualityStocksPage </p>
<p>&#13</p>
<p>To link with QualityStocks by way of Twitter, please check out http://Twitter.com/QualityStocks</p>
<p>&#13</p>
<p>Please examine Full disclaimer on the QualityStocks internet site: http://Disclaimer.QualityStocks.internet </p>
<p>&#thirteen</p>
<p>Ahead-Searching Statement: &#13<br />
<br />This launch may possibly consist of forward-seeking statements in the that means of Segment 27A of the Securities Act of 1933, as amended, and Segment 21E of the Securities Exchange Act of 1934, as amended. All ahead-looking statements are inherently uncertain as they are based on latest anticipations and assumptions regarding potential occasions or future performance of the firm. Visitors are cautioned not to location undue reliance on these forward-hunting statements, which are only predictions and converse only as of the date hereof. Pitfalls and uncertainties applicable to the business and its company could cause the company&#8217;s true results to differ materially from those indicated in any forward-looking statements.</p>
<p>&#13</p>
<p># # #</p>
<p>&#thirteen<br />
 &#13<br />
 &#thirteen<br />
 <br clear="all" /></p>
]]></content:encoded>
			<wfw:commentRss>http://moremerchant.com/qualitystocks-reports-plc-systems-treats-initial-affected-person-in-renalguard-pivotal-trial/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>True Estate Pros Describe What Has an effect on Closing Fees on Houses.org</title>
		<link>http://moremerchant.com/true-estate-pros-describe-what-has-an-effect-on-closing-fees-on-houses-org</link>
		<comments>http://moremerchant.com/true-estate-pros-describe-what-has-an-effect-on-closing-fees-on-houses-org#comments</comments>
		<pubDate>Thu, 19 Jan 2012 07:04:16 +0000</pubDate>
		<dc:creator>MoreMerchant</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Closing]]></category>
		<category><![CDATA[Describe]]></category>
		<category><![CDATA[effect]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[Houses.org]]></category>
		<category><![CDATA[Pros]]></category>
		<category><![CDATA[true]]></category>

		<guid isPermaLink="false">http://moremerchant.com/true-estate-pros-describe-what-has-an-effect-on-closing-fees-on-houses-org</guid>
		<description><![CDATA[Austin, TX (PRWEB) January 14, 2012 Properties.org, a major true estate lookup site, recently questioned genuine estate experts close to the country about what has an effect on a buyer&#8217;s closing fees. A lot of customers, especially first-time house consumers aren&#8217;t distinct on how closing expenses are factored though specialists anxiety that they must be. [...]]]></description>
			<content:encoded><![CDATA[<p>Austin, TX (PRWEB) January 14, 2012
<p> Properties.org, a major true estate lookup site, recently questioned genuine estate experts close to the country about what has an effect on a buyer&#8217;s closing fees. A lot of customers, especially first-time house consumers aren&#8217;t distinct on how closing expenses are factored though specialists anxiety that they must be. Closing charges, also known as settlement costs, are associated with every house loan mortgage and can differ significantly from one particular deal to the up coming. </p>
<p>&#thirteen</p>
<p>The data gathered determined that there had been several factors that had a significant influence on the whole closing charges quantities which are reflected on a buyer&#8217;s HUD-one Statement just before shut. </p>
<p>&#13</p>
<p>Leading Factors That Influence Closing Charges</p>
<p>&#thirteen</p>
<p>Primarily based on suggestions from true estate experts, the details beneath are the 3 most generally cited aspects that influence the volume a buy will shell out in closing charges. &#13<br />
</p>
<p> &#thirteen<br />
     The sort of residence you buy &#thirteen<br />
     The form of bank loan you get&#thirteen<br />
     Seller contributions
<p>Pros agree that it really is crucial for customers to have a very good thought of how much they most likely be paying in closing fees just before they even get started hunting at properties. Closing expenses typically operate in the hundreds of bucks and can impact a person&#8217;s capability to get a home. </p>
<p>&#thirteen</p>
<p>Chantay Bridges, Senior True Estate Specialist at Distinct Choice Realty &#038;amp Associates has seen it occur ahead of. &#8220;They [purchasers] bite off more than they can chew. Afterwards on, the customers are not capable to protected closing and other expenses. Know what customary costs are, this kind of as appraisals, inspections, document preparations, house loan mortgage expenses, commissions, etc.&#8221;</p>
<p>&#thirteen</p>
<p>To view more details on the kind of closing costs you can count on, a comprehensive HUD-1 tutorial or how to preserve cash on residence insurance, make sure you pay a visit to: Homes.org</p>
<p>&#thirteen</p>
<p>About Properties.org&#13<br />
<br />Properties.org is a quick growing genuine estate research portal that offers users much a lot more than MLS listings. Homes.org gives consumers accessibility to a prosperous collection of resources, like but not minimal to, genuine estate listings, property operator finance instruments and property services tools. Households.org delivers buyers, sellers and renters essential data about the latest markets and intelligent instruments by partnering with true estate professionals from close to the nation. Homes.org is a subsidiary of Star Nine Ventures, Inc. headquartered in Austin, TX.</p>
<p>&#thirteen</p>
<p>About Star Nine Ventures®&#13<br />
<br />Star Nine Ventures® is an Austin-primarily based, advertising and marketing-pushed enterprise creation firm targeting a wide assortment of nationwide business-to-buyer online marketplaces. Star Nine&#8217;s core mission is to construct companies that give exemplary customer encounters and unparalleled buyer provider.</p>
<p>&#13</p>
<p>###</p>
<p>&#thirteen<br />
 &#thirteen<br />
 &#thirteen<br />
 <br clear="all" /></p>
<h4>Popular Search Terms:</h4><ul><li>chantay bridges</li></ul>]]></content:encoded>
			<wfw:commentRss>http://moremerchant.com/true-estate-pros-describe-what-has-an-effect-on-closing-fees-on-houses-org/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will Reverse Mortgages be the Salvation of Infant Boomer Retirees?</title>
		<link>http://moremerchant.com/will-reverse-mortgages-be-the-salvation-of-infant-boomer-retirees</link>
		<comments>http://moremerchant.com/will-reverse-mortgages-be-the-salvation-of-infant-boomer-retirees#comments</comments>
		<pubDate>Sat, 07 Jan 2012 15:24:39 +0000</pubDate>
		<dc:creator>MoreMerchant</dc:creator>
				<category><![CDATA[Misc]]></category>
		<category><![CDATA[Boomer]]></category>
		<category><![CDATA[Infant]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Retirees]]></category>
		<category><![CDATA[reverse]]></category>
		<category><![CDATA[Salvation]]></category>

		<guid isPermaLink="false">http://moremerchant.com/will-reverse-mortgages-be-the-salvation-of-infant-boomer-retirees</guid>
		<description><![CDATA[Will Reverse Mortgages be the Salvation of Little one Boomer Retirees? The very last couple of several years I have been discovering all factors of retirement organizing. One particular location that has intrigued me is reverse mortgages and the Baby Boomers. Many respected research reveal that up to fifty percent of the 67 million Infant [...]]]></description>
			<content:encoded><![CDATA[<h3><a href="http://www.amazon.com/Reverse-Mortgages-Salvation-Retirees-ebook/dp/B001B47WEG%3FSubscriptionId%3DAKIAII4X3JPENGGWFNUA%26tag%3Dcrimsonlcomchris%26linkCode%3Dxm2%26camp%3D2025%26creative%3D165953%26creativeASIN%3DB001B47WEG" rel="nofollow">Will Reverse Mortgages be the Salvation of Little one Boomer Retirees?</a></h3>
<p><a href="http://www.amazon.com/Reverse-Mortgages-Salvation-Retirees-ebook/dp/B001B47WEG%3FSubscriptionId%3DAKIAII4X3JPENGGWFNUA%26tag%3Dcrimsonlcomchris%26linkCode%3Dxm2%26camp%3D2025%26creative%3D165953%26creativeASIN%3DB001B47WEG" rel="nofollow"><img style="float:leftmargin: 0 20px 10px 0" src="http://ecx.images-amazon.com/images/I/41%2BXVlnZ8QL._SL160_.jpg" /></a></p>
<p>The very last couple of several years I have been discovering all factors of retirement organizing. One particular location that has intrigued me is reverse mortgages and the Baby Boomers. Many respected research reveal that up to fifty percent of the 67 million Infant Boomer generation have not saved enough for retirement. Several educational studies are already assuming that up to fifty percent of the Infant Boomers will employ reverse mortgages to enhance their retirement revenue. This brief story explores the pros and negatives of making use of reverse mortgages to improve retirement cash flow.The very last couple of several years I have been exploring all factors of retirement planning. One area that has intrigued me is reverse mortgages and the Baby Boomers. Several highly regarded research show that up to 50 % of the 67 million Infant B</p>
<p><div style="float:right"><a href="http://www.amazon.com/Reverse-Mortgages-Salvation-Retirees-ebook/dp/B001B47WEG%3FSubscriptionId%3DAKIAII4X3JPENGGWFNUA%26tag%3Dcrimsonlcomchris%26linkCode%3Dxm2%26camp%3D2025%26creative%3D165953%26creativeASIN%3DB001B47WEG" rel="nofollow"><img src="http://moremerchant.com/wp-content/plugins/WPRobot3/images/buynow-big.gif" /></a></div>
<p>Checklist Price tag: $  two.99</p>
<p><strong>Price tag: $  two.99</strong></p>
]]></content:encoded>
			<wfw:commentRss>http://moremerchant.com/will-reverse-mortgages-be-the-salvation-of-infant-boomer-retirees/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Media Business Leaders Gather to Talk about Foreseeable future of Online Brand Advertising</title>
		<link>http://moremerchant.com/media-business-leaders-gather-to-talk-about-foreseeable-future-of-online-brand-advertising</link>
		<comments>http://moremerchant.com/media-business-leaders-gather-to-talk-about-foreseeable-future-of-online-brand-advertising#comments</comments>
		<pubDate>Thu, 15 Dec 2011 06:25:50 +0000</pubDate>
		<dc:creator>MoreMerchant</dc:creator>
				<category><![CDATA[Misc]]></category>
		<category><![CDATA[About]]></category>
		<category><![CDATA[advertising]]></category>
		<category><![CDATA[Brand]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Foreseeable]]></category>
		<category><![CDATA[Future]]></category>
		<category><![CDATA[Gather]]></category>
		<category><![CDATA[Leaders]]></category>
		<category><![CDATA[media]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[Talk]]></category>

		<guid isPermaLink="false">http://moremerchant.com/media-business-leaders-gather-to-talk-about-foreseeable-future-of-online-brand-advertising</guid>
		<description><![CDATA[San Francisco, CA (PRWEB) December 14, 2011 Vizu Corporation (http://www.brand lift.com), an on-line ad technological innovation firm whose options permit advertisers and publishers to measure and optimize Brand Elevate in real-time, today declared essential findings from its 2012 Buyer Advisory Board Meeting, which brought collectively senior executives and media industry visionaries from top brand advertisers, [...]]]></description>
			<content:encoded><![CDATA[<p>San Francisco, CA (PRWEB) December 14, 2011
<p> Vizu Corporation (http://www.brand lift.com), an on-line ad technological innovation firm whose options permit advertisers and publishers to measure and optimize Brand Elevate in real-time, today declared essential findings from its 2012 Buyer Advisory Board Meeting, which brought collectively senior executives and media industry visionaries from top brand advertisers, organizations, networks, and publishers.</p>
<p>&#13</p>
<p>?As a brand name marketer I have tremendous appreciation for Vizu placing the spotlight on Brand Marketing Usefulness,? explained Aaron Fetters, Associate Director of Worldwide Strategy and Analytics at Kellogg?s. ?I was most stunned and happy by the fact that representatives across all components of the on the internet media supply chain came with each other for a day to specifically go over on-line media?s capacity to drive brand name consciousness and impact vs. a normal discussion on direct response. I applaud Vizu in making this come about and seem forward to the positive impact this sort of discussions can have on our business.?</p>
<p>&#thirteen</p>
<p>The meeting concentrated on crucial options and problems going through the on-line media sector around brand marketing, highlighted by way of discussions led by senior executives from brand advertisers and a assortment of businesses in the on the internet marketing ecosystem, such as Viewers Science, Compass Level Media, FRWD, Glam Media, Horizon Media, Liverail, Sharethrough, Particular Media, Tribal Fusion, Undertone, ValueClick, and WPP Group Detroit. Essential areas of concentrate reviewed and conclusions attained integrated:</p>
<p>&#13</p>
<p>Going beyond measurement: Leveraging genuine-time info to maximize the price of on the web advertising&#13<br />
</p>
<p>     Attendees unanimously agreed that direct-response metrics are a bad proxy for customer view, and that the market wants to shift to employing true brand metrics for measuring and optimizing brand advertising and marketing&#thirteen<br />
     Several situation research shared by attendees demonstrated that real-time Brand Elevate data can be employed to considerably improve the final results from online brand promoting campaigns, in the array of 20-eighty%+&#13<br />
     Attendees also noted the criticality of gathering ample information speedily ample to make statistically sound decisions, and the resulting relevance of focusing analytics all around the main advertising and marketing goal of the campaign
<p>?It was wonderful to hear folks representing organizations from each and every section of our sector sharing greatest methods for acquiring the most out of on the internet brand advertising and marketing,? stated Denise Zaraya, Vertical Strategy Director at ValueClick. ?The fact that everyone in our ecosystem is rallying all around Vizu as a normal platform for leveraging actual-time Brand name Raise knowledge for accomplishing this is a great testament to what they?ve constructed.? </p>
<p>&#thirteen</p>
<p>Using the subsequent action: Improving collaboration amongst media sellers and media purchasers&#13<br />
</p>
<p>    Several presentations highlighted that the very best feasible results for brand name ad campaigns are not able to be accomplished when media customers and media sellers are operating in silos, referencing disparate info, or optimizing to diverse metrics&#13<br />
     Case reports reviewed for the duration of the meeting confirmed materials gains can be attained when absolutely everyone is seeking at the same information, in the exact same program, in real time, and jointly making conclusions to increase marketing campaign efficiency&#13<br />
     Attendees agreed that direct collaboration amongst media sellers and media buyers to optimize on the web brand name promoting campaigns is crucial to maximizing advertisers? return on their brand expense
<p>?Advertising and marketing success nowadays is minute by moment, and our remedies and partners are developed for that actuality,&#8221; stated Aimee Reker, Associate at FRWD. &#8220;We?re consistently evaluating solutions that support FRWD?s clientele build manufacturers and push trial. This meeting, and the Vizu engineering total, enabled us to all dig in, roll up our sleeves and collaborate immediately on what?s operating and wherever we can increase, specifically and collectively.?</p>
<p>&#thirteen</p>
<p>The Price in Movie: Maximizing Brand Raise in advertising and marketing?s best medium&#13<br />
</p>
<p>    Advertisers in attendance shared their opinion that video is exploding since of a range of factors coming into alignment, such as ongoing standardization of video serving technologies, a expanding diversity of video advert formats, brand name-acceptable metrics to figure out overall performance, and increased get to&#13<br />
     Advertisers also agreed that, as a end result of these trends and the continued movements of customers on the web, manufacturers are starting to shift Tv pounds to online video clip, and that this pattern will likely carry on in 2012&#thirteen<br />
     Case research reviewed for the duration of the meeting confirmed yet another explanation for the expansion in online video advertising. Unlike normal advertisement units which demand greater coverage premiums to achieve the sought after outcome, online video is often a single-publicity performer, generating it an general much better return on expense
<p>?Movie is inherently a branding medium, and like all other brand name marketing needs proper metrics to measure and optimize its overall performance,? mentioned Ken Solano, Supervisor Brand Method at Horizon Media. ?Vizu offers the market with a standard around which to do just that ? which is why you see so several of us the following speaking about it.?</p>
<p>&#thirteen</p>
<p>Publishers attending the event also shared many case reports highlighting the implies by which they leverage genuine-time Brand name Lift metrics to demonstrate the brand name-developing potential of their homes and maximize brand marketing revenue.</p>
<p>&#thirteen</p>
<p>?Vizu?s options provide the proof-details we require to entice brand name ad bucks,? explained James Kreckler, VP of Electronic at Rodale. ?And like this occasion, they provide a distinctive opportunity for us to interact immediately with advertisers to ensure they get the most bang for their brand promoting buck.?</p>
<p>&#thirteen</p>
<p>Added Dan Beltramo, Vizu?s CEO, ?We?re proud to supply the standards and the technology that enables advertisers and their companions in the digital media ecosystem to collaborate in genuine-time to increase the value of their online brand name-building efforts. The attendance and open trade of tips we noticed at this meeting is indicative of the progress we?ve created ? folks are realizing there?s a much better way to do points, and are commencing to embrace that potential.?     </p>
<p>&#thirteen</p>
<p>Vizu Corporation (http://www.brandlift.com) brings the same metrics employed to measure and optimize brand name promoting usefulness in the offline entire world to the online medium. By delivering the very first real-time, enterprise engineering platform that enables brand name advertisers and their companions in the electronic media ecosystem ? publishers, advertisement networks, exchanges, and desire aspect platforms ? to collaborate close to measuring and optimizing Brand name Elevate metrics, Vizu permits its buyers to move their goal audience via the purchase funnel, from creating awareness to generating intent and choice. Vizu?s brand name advertising and marketing usefulness platform is employed by above sixty% of Advertising and marketing Age?s Leading a hundred Brand name Advertisers and Comscore?s Leading fifty Media properties to assist all important factors of the advertising and marketing lifecycle, which includes media getting, audience profiling, and Brand Elevate optimization.</p>
<p>&#thirteen</p>
<p>###</p>
<p>&#13<br />
 &#13<br />
 &#13<br />
 <br clear="all" /></p>
]]></content:encoded>
			<wfw:commentRss>http://moremerchant.com/media-business-leaders-gather-to-talk-about-foreseeable-future-of-online-brand-advertising/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&#8220;It is much better to offer you no excuse than a bad 1.&#8221; ~ George Washington.</title>
		<link>http://moremerchant.com/it-is-much-better-to-offer-you-no-excuse-than-a-bad-1-george-washington</link>
		<comments>http://moremerchant.com/it-is-much-better-to-offer-you-no-excuse-than-a-bad-1-george-washington#comments</comments>
		<pubDate>Sun, 04 Dec 2011 05:22:19 +0000</pubDate>
		<dc:creator>MoreMerchant</dc:creator>
				<category><![CDATA[Miles Credit Card]]></category>
		<category><![CDATA[Better]]></category>
		<category><![CDATA[excuse]]></category>
		<category><![CDATA[George]]></category>
		<category><![CDATA[much]]></category>
		<category><![CDATA[offer]]></category>
		<category><![CDATA[Than]]></category>
		<category><![CDATA[Washington]]></category>

		<guid isPermaLink="false">http://moremerchant.com/it-is-much-better-to-offer-you-no-excuse-than-a-bad-1-george-washington</guid>
		<description><![CDATA[&#8220;It is better to offer no excuse than a bad one.&#8221; ~ George Washington. Image by eyewash New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC &#8211; September 25, 2008 Phototgrapher: a. golden, eyewash design &#8211; c. 2008. Upon talking about attending this BAILOUT protest, a Native American associate of [...]]]></description>
			<content:encoded><![CDATA[<p><strong>&#8220;It is better to offer no excuse than a bad one.&#8221; ~ George Washington.</strong><br />
<img alt="dividend miles credit card" src="http://farm4.staticflickr.com/3296/3016290899_991fbd9719.jpg" width="400"/><br />
<i>Image by <a href="http://www.flickr.com/photos/25466818@N00/3016290899">eyewash</a></i><br />
New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC &#8211; September 25, 2008</p>
<p>Phototgrapher: a. golden, eyewash design &#8211; c. 2008.</p>
<p>Upon talking about attending this BAILOUT protest, a Native American associate of mine mentioned that somewhere near the location of the NY Stock Exchange &#8211; on Wall Street &#8211; was the site for a bloody battle between Native tribes and American invaders. I thought this to be rather profound and rather apropos, considering, well, everything! </p>
<p>After some research, I could not find that this exact location was THE LOCATION, but discovered the following information from the <a href="http://www.hmbd.org" rel="nofollow">www.hmbd.org</a> website:</p>
<p>&quot;Sankofa&quot; &#8212;&gt; African Burial Ground National Monument<br />
Inscription. [On the marker is the Adinkra symbol &quot;Sankofa,&quot; a symbol for the importance of learning from the past]</p>
<p>&quot;For all those who were lost,<br />
For all those who were stolen,<br />
For all those who were left behind,<br />
For all those who were not forgotten.&quot;</p>
<p>*Erected 2007 by National Park Service, U.S. Department of the Interior.*</p>
<p>Location. 40Â° 42.864â€˛ N, 74Â° 0.267â€˛ W. Marker is in New York City, New York, in New York County. Marker is on Federal Plaza/Duane Street 0.04 miles west of African Burial Ground Way/Elk Street, on the right when traveling east. Click for map. Marker inscriptions are part of the African Burial Ground Memorial designed by Rodney Leon and are accessible to pedestrians on the eastern grounds of the Ted Weiss Federal Building (290 Broadway) off Federal Plaza/Duane Street. Marker is in this post office area: New York NY 10007, United States of America.</p>
<p>Other nearby markers. At least 8 other markers are within walking distance of this marker. Richard Montgomery (approx. 0.3 miles away); Remains of Maj. Gen. Richard Montgomery (approx. 0.3 miles away); St. Paul&#8217;s Chapel (approx. 0.3 miles away); 100 Year-Old Sycamore (approx. 0.3 miles away); Americans of Chinese Ancestry (approx. 0.3 miles away); Lin Ze Xu (approx. 0.3 miles away); Men who died whilst imprisoned in this City (approx. 0.6 miles away); Ohio Company of Associates (approx. 0.6 miles away). </p>
<p>If anyone has any information regarding the battle to which my friend spoke, I&#8217;d love to hear about it. In the meantime, I might just have to ask again!</p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-</p>
<p>Friends, </p>
<p>The richest 400 Americans &#8212; that&#8217;s right, just four-hundred people &#8212; own MORE than the bottom 150 million Americans COMBINED! 400 of the wealthiest Americans have got more stashed away than half the entire country! Their combined net worth is .6 trillion. During the eight years of the Bush Administration, their wealth has increased by nearly 0 billion &#8212; the same amount that they were demanding We give to them for the &quot;bailout.&quot; Why don&#8217;t they just spend the money they made under Bush to bail themselves out? They&#8217;d still have nearly a trillion dollars left over to spread amongst themselves! </p>
<p>Of course, they are not going to do that &#8212; at least not voluntarily. George W. Bush was handed a 7 billion surplus when Bill Clinton left office. Because that money was OUR money and not HIS, he did what the rich prefer to do &#8212; spend it and never look back. Now we have a .5 trillion debt that will take seven generations from which to recover. Why &#8212; on &#8211;earth â€“ did &#8212; our &#8212; &quot;representatives&quot; &#8212; give &#8212; these &#8212; robber &#8212; barons &#8212; $ US850 BILLION &#8212; of â€“ OUR &#8212; money? </p>
<p>Last week, proposed my own bailout plan. My suggestions, listed below, were predicated on the singular and simple belief that the rich must pull themselves up by their own platinum bootstraps. Sorry, fellows, but you drilled it into our heads one too many times: THERE&#8230;IS&#8230;NOâ€¦FREE&#8230; LUNCH ~ PERIOD! And thank you for encouraging us to hate people on welfare! So, there should have been NO HANDOUTS FROM US TO YOU! Last Friday, after voting AGAINST this BAILOUT, in an unprecedented turn of events, the House FLIP-FLOPPED their &quot;No&quot; Vote &amp; said &quot;Yes&quot;, in a rush version of a &quot;bailout&quot; bill vote. IN SPITE OF THE PEOPLE&#8217;S OVERWHELMING DISAPPROVAL OF THIS BAILOUT BILL&#8230; IN SPITE OF MILLIONS OF CALLS FROM THE PEOPLE CRASHING WASHINGTON &quot;representatives&#8217;&quot; PHONE LINES&#8230;IN SPITE OF CRASHING OUR POLITICIAN&#8217;S WEBSITES&#8230;IN SPITE OF HUNDREDS OF THOUSANDS OF PEOPLE PROTESTING AROUND THE COUNTRY&#8230; THEY VOTED FOR THIS BAILOUT! The People first succeeded on Monday with the House, but failed do it with the Senate and then THE HOUSE TURNED ON US TOO! </p>
<p>It is clear, though, we cannot simply continue protesting without proposing exactly what it is we think THESE IDIOTS should/&#8217;ve do/one. So, after consulting with a number of people smarter than Phil Gramm, hereâ€™s the proposal, now known as &quot;Mike&#8217;s Rescue Plan.&quot; (From Michael Moore&#8217;s Bailout Plan) It has 10 simple, straightforward points. They are that you DIDN&#8217;T, BUT SHOULD&#8217;VE: </p>
<p>1. APPOINTED A SPECIAL PROSECUTOR TO CRIMINALLY INDICT ANYONE ON WALL STREET WHO KNOWINGLY CONTRIBUTED TO THIS COLLAPSE. Before any new money was expended, Congress should have committed, by resolution, to CRIMINALLY PROSECUTE ANYONE who had ANYTHING to do with the attempted SACKING OF OUR ECONOMY. This means that anyone who committed insider trading, securities fraud or any action that helped bring about this collapse should have and MUST GO TO JAIL! This Congress SHOULD HAVE called for a Special Prosecutor who would vigorously go after everyone who created the mess, and anyone else who attempts to scam the public in future. (I like Elliot Spitzer ~ so, he played a little hanky-panky&#8230;Wall Street hates him &amp; this is a GOOD thing.)</p>
<p>2. THE RICH SHOULD HAVE PAID FOR THEIR OWN BAILOUT! They may have to live in 5 houses instead of 7. They may have to drive 9 cars instead of 13. The chef for their mini-terriers may have to be reassigned. But there is no way in hell, after forcing family incomes to go down more than ,000 dollars during the Bush years, that working people and the middle class should have to fork over one dime to underwrite the next yacht purchase.</p>
<p>If they truly needed the 0 billion they say they needed, well, here is an easy way they could have raised it: </p>
<p>a) Every couple makeing over a million dollars a year and every single taxpayer who makes over 0,000 a year should pay a 10% surcharge tax for five years. (It&#8217;s the Senator Sanders plan. He&#8217;s like Colonel Sanders, only he&#8217;s out to fry the right chickens.) That means the rich would have still been paying less income tax than when Carter was president. That would have raise a total of 0 billion.</p>
<p>b) Like nearly every other democracy, they should have charged a 0.25% tax on every stock transaction. This would have raised more than 0 billion in a year.</p>
<p>c) Because every stockholder is a patriotic American, stockholders should have forgone receiving a dividend check for ONE quarter and instead this money would have gone the treasury to help pay for the bullsh*t bailout.</p>
<p>d) 25% of major U.S. corporations currently pay NO federal income tax. Federal corporate tax revenues currently amount to 1.7% of the GDP compared to 5% in the 1950s. If we raised the corporate income tax BACK to the levels of the 1950s, this would give us an extra 0 billion.</p>
<p>All of this combined should have been enough to end the calamity. The rich would have gotten to keep their mansions and their servants and our United States government (&quot;COUNTRY FIRST!&quot;) would&#8217;ve have a little leftover to repair some roads, bridges and schools&#8230;</p>
<p>3. YOU SHOULD HAVE BAIL OUT THE PEOPLE LOSING THEIR HOMES, NOT THE PEOPLE WHO WILL BUILD AN EIGHTH HOME! There are 1.3 million homes in foreclosure right now. That is what is at the heart of this problem. So, instead of giving the money to the banks as a gift, they should have paid down each of these mortgages by 0,000. They should have forced the banks to renegotiate the mortgage so the homeowner could pay on its current value. To insure that this help wouldn&#8217;t go to speculators and those who tried to making money by flipping houses, the bailout should have only been for people&#8217;s primary residences. And, in return for the 0K pay-down on the existing mortgage, the government would have gotten to share in the holding of the mortgage so it could get some of its money back. Thus, the total initial cost of fixing the mortgage crisis at its roots (instead of with the greedy lenders) is 0 billion, not 0 BILLION.</p>
<p>And let&#8217;s set the record straight. People who have defaulted on their mortgages are not &quot;bad risks.&quot; They are our fellow Americans, and all they wanted was what we all want: a home to call their own. But, during the Bush years, millions of the People lost the decent paying jobs they had. SIX MILLION fell into poverty! SEVEN MILLION lost their health insurance! And, every one of them saw their real wages go DOWN by ,000! Those who DARE look down on these Americans who got hit with one bad break after another should be ASHAMED.! We are a better, stronger, safer and happier society when all of our citizens can afford to live in a home  they own.</p>
<p>4. THERE SHOULD HAVE BEEN A STIPULATION THAT IF YOUR BANK OR COMPANY GOT ANY OF OUR MONEY IN A &quot;BAILOUT,&quot; THEN WE OWN YOU. Sorry, that&#8217;s how it&#8217;s done. If the bank gives me money so I can buy a house, the bank &quot;owns&quot; that house until I pay it all back &#8212; with interest. Same deal for Wall Street. Whatever money you need to stay afloat, if our government considers you a safe risk &#8212; and necessary for the good of the country &#8212; then you can get a loan, but WE SHOULD OWN YOU. If you default, we will sell you. This is how the Swedish government did it and it worked.</p>
<p>5. ALL REGULATIONS SHOULD HAVE BEEN BE RESTORED. THE REAGAN REVOLUTION IS DEAD! This catastrophe happened because we let the fox have the keys to the hen-house. In 1999, Phil Gramm authored a bill to remove all the regulations that governed Wall Street and our banking system. The bill passed and Clinton signed it. Here&#8217;s what Sen.Phil Gramm, McCain&#8217;s chief economic advisor, said at the bill signing: </p>
<p>&quot;In the 1930s &#8230; it was believed that government was the answer. It was believed that stability and growth came from government overriding the functioning of free markets.</p>
<p>&quot;We are here today to repeal [that] because we have learned that government is not the answer. We have learned that freedom and competition are the answers. We have learned that we promote economic growth and we promote stability by having competition and freedom.</p>
<p>&quot;I am proud to be here because this is an important bill; it is a deregulatory bill. I believe that that is the wave of the future, and I am awfully proud to have been a part of making it a reality.&quot; </p>
<p>FOR THIS NOT TO REOCCUR, This BILL SHOULD HAVE BEEN REPEALED! Bill Clinton could have helped by leading the effort for the repeal of the Gramm bill and the reinstating of even tougher regulations regarding our financial institutions. And when they were done with that, they should have restored the regulations for the airlines, the inspection of our food, the oil industry, OSHA, and every other entity that affects our daily lives. All oversight provisions for any &quot;bailout&quot; should have had enforcement monies attached to them and criminal penalties for all offenders.</p>
<p>6. IF IT&#8217;S TOO BIG TO FAIL, THEN THAT MEANS IT&#8217;S TOO BIG TO EXIST! Allowing the creation of these mega-mergers and not enforcing the monopoly and anti-trust laws has allowed a number of financial institutions and corporations to become so large, the very thought of their collapse means an even bigger collapse across the entire economy. No ONE or TWO companies should EVER have this kind of power! The so-called &quot;economic Pearl Harbor&quot; can&#8217;t happen when you have hundreds &#8212; thousands &#8212; of institutions where people have their money. When we have a dozen auto companies, if one goes belly-up, we DON&#8217;T FACE A NATIONAL DISASTER! If we have three separately-owned daily newspapers in your town, then one media company can&#8217;t call all the shots (I know&#8230; What am I thinking?! Who reads a paper anymore? Sure glad all those mergers and buyouts left us with a STRONG and &quot;FREE&quot; press!). Laws Should have been enacted to prevent companies from being so large and dominant that with one slingshot to the eye, the GIANT FALLS and DIES. And no institution should be allowed to set up money schemes that NO ONE understands. If you can&#8217;t explain it in two sentences, you shouldn&#8217;t be taking anyone&#8217;s money!</p>
<p>7. NO EXECUTIVE SHOULD EVER BE PAID MORE THAN 40 TIMES THEIR AVERAGE EMPLOYEE, AND NO EXECUTIVE SHOULD RECEIVE ANY KIND OF &quot;PARACHUTE&quot; OTHER THAN THE VERY GENEROUS SALARY HE OR SHE MADE WHILE WORKING FOR THE COMPANY. In 1980, the average American CEO made 45 times what their employees made. By 2003, they were making 254 times what their workers made. After 8 years of Bush, they now make over 400 times what their average employee makes. How We have allowed this to happen at publicly held companies is beyond reason. In Britain, the average CEO makes 28 times what their average employee makes. In Japan, it&#8217;s only 17 times! The last I heard, the CEO of Toyota was living the high life in Tokyo. How does he do it on so little money? Seriously, this is an OUTRAGE! We have created the mess we&#8217;re in by letting the people at the top become bloated beyond belief with millions of dollars. THIS HAS TO STOP! Not only should no executive who receives help out of this mess profit from it, but any executive who was in charge of running his company into the ground should be FIRED before the company receives ANY help.</p>
<p>8. CONGRESS SHOULD HAVE STRENGTHENED THE FDIC AND MADE IT A MODEL FOR PROTECTING NOT ONLY PEOPLE&#8217;S SAVINGS, BUT ALSO THEIR PENSIONS AND THEIR HOMES. Obama was correct to propose expanding FDIC protection of people&#8217;s savings in their banks to 0,000. But, this same sort of government insurance must be given to our NEVER have to worry about whether or not the money they&#8217;ve put away for their old age will be there. This should have meant strict government oversight of companies who manage their employees&#8217; funds &#8212; or perhaps it means the companies should have been forced to turn over those funds and their management to the government? People&#8217;s private retirement funds must also be protected, but perhaps it&#8217;s time to consider not having one&#8217;s retirement invested in the casino known as the stock market??? Our government should have a solemn duty to guarantee that no one who grows old in this country has to worry about becoming destitute.</p>
<p>9. EVERYBODY NEEDS TO TAKE A DEEP BREATH, CALM DOWN, AND NOT LET FEAR RULE THE DAY. Turn off your TVs! We are NOT in the Second Great Depression. The sky is NOT falling, Chicken Little! Pundits and politicians have lied to us so FAST and FURIOUS it&#8217;s hard not to be affected by all the fear mongering. Even I wrote to and repeated what I heard on the news last week, that the Dow had the biggest one day drop in its history. Well, that was true in terms of points, but its 7% drop came nowhere close to Black Monday in 1987 when the stock market in one day lost 23% of its value. In the &#8217;80s, 3,000 banks closed, but America didn&#8217;t go out of business. These institutions have always had their ups and downs and eventually it works out. It has to, because the rich do not like their wealth being disrupted! They have a vested interest in calming things down and getting back into their Jacuzzis before they slip into their million thread-count sheets to drift off to a peaceful, Vodka tonic and Ambien-induced slumber.</p>
<p>As crazy as things are right now, tens of thousands of people got a car loan last week. Thousands went to the bank and got a mortgage to buy a home. Students just back to college found banks more than happy to put them into hock for the next 15 years with a student loan. I was even pre-approved for a USK personal loan. Yes, life has gone on with little-or-no-change (other than the whopping 6.1% unemployment rate, but that happened last month). Not a single person lost any of his/her monies in bank, or a treasury note, or in a CD. And, the perhaps the most amazing thing is that the American public FINALLY didn&#8217;t buy the scare campaign. The citizens didn&#8217;t blink, instead telling Congress to take that bailout and shove it. THAT was impressive. Why didn&#8217;t the population succumb to the fright-filled warnings from their president and his cronies? Well, you can only say &#8216;Saddam has the bomb&#8217; so many times before the people realize you&#8217;re a lying sack of shit. After eight long years, the nation is worn out and simply can&#8217;t take it any longer. The WORLD is fed up &amp; I don&#8217;t blame them.</p>
<p>10. THEY SHOULD HAVE CREATED A NATIONAL BANK, A &quot;PEOPLE&#8217;S BANK.&quot; Since they&#8217;re really itching to print up a trillion dollars, instead of giving it to a few rich people, why don&#8217;t We give it to ourselves? Now that We own Freddie and Fannie, why not set up a People&#8217;s bank? One that can provide low-interest loans for all sorts of people who want to own a home, start a small business, go to school, come up with the cure for cancer or create the next great invention. And, now that we own AIG &#8211; the country&#8217;s largest insurance company &#8211; let&#8217;s take the next step and PROVIDE HEALTH INSURANCE FOR EVERYONE. MEDICARE FOR ALL! It will SAVE us SO MUCH MONEY in the LONG RUN (not to mention bring peace of mind to all). And, America won&#8217;t be 12th on the life expectancy list! We&#8217;ll be able to have a longer lifespan, enjoying our government-protected pension and will live to see the day when the corporate criminals who caused this much misery are let out of prison so that We can help re-acclimate them to plain old ordinary, civilian life &#8212; a life with ONE nice home and ONE gas-free car invented with help from the People&#8217;s Bank.</p>
<p>P.S. Call your Senators NOW !!! &#8212;&gt; <a href="http://www.visi.com/juan/congress/" rel="nofollow">www.visi.com/juan/congress/</a></p>
<p>Since they voted against passing the extension of unemployment benefits and skipped out to &quot;campaign&quot; to us to be re-elected&#8230;call them and tell them you will vote for the other &quot;guy&quot; if they don&#8217;t get their act together! </p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;</p>
<p>UPDATE: THE PEOPLE HAVE VOTED! A HISTORIC MOMENT: NOVEMBER 4th 2008!</p>
<p>&#8212;&#8212;&gt; THE Historic ELECTION  &lt;&#8212;&#8212;</p>
<p>&quot;A work in PROGRESS.&quot;</p>
<p>Nov. 4th, 2008.</p>
<p>A great American leader once said, &quot;As individual fingers We can be easily broken. But TOGETHER We make a mighty fist.&quot; These words too were spoken by a minority leader. He was the venerable Chief Sitting Bull. No, Barack Obama&#8217;s not the first American minority to speak eloquently and he most certainly won&#8217;t be the last. Though, in the end, this election wasn&#8217;t even close !!! The world watched as, &quot;YES WE CAN!&quot; turned into, &quot;YES WE DID!&quot; as it now ushers in, &quot;YES WE MUST!&quot; time is NOW!</p>
<p>What WE do with this moment shall define US, forthright. America has now elected a man with a background of partial African &#8211; American descent as President elect. A new leader with roots from Kenya to Kansas (with a step-father from Indonesia), will be working in conjunction with a vice-Presidential of Anglo-European roots. This is something in which citizens of ALL races &#8211; both here and the world &#8217;round â€“ have loudly REJOICED. Why talk about race? Is race important? You bet! Because &#8211; like it or not &#8211; race has dominated and governed Our daily lives for thousands of years. After all: &quot;To know where We&#8217;re going, We must first know where We&#8217;ve been&quot;. </p>
<p>We&#8217;ve come a LONG Way baby! What was once &quot;acceptable&quot; in 1965 is no longer in 2008 and THANKFULLY.</p>
<p>This is a changing of the guard. Especially since forty-percent of America&#8217;s population is considered to be a &quot;minority&quot;. Only four generations removed, the repression of African slaves by Anglo Saxons caused hundreds of thousands of brothers to kill brothers in a viscous and bloody battle that changed the fundamental principals of this Constitutional Republic from rhetoric to reality. This too was a significant changing of the guard. </p>
<p>For the first time in the history of the country, the ancestors of these very same people who so passionately fought for slavery have now OVERWHELMINGLY voted for a minority leader. This too ushers in a new chapter in the history of America. This is a tremendous nod to those great American leaders before Us who risked everything so that We find ourselves at this precise moment in time. We must give thanks to these men and women who both tirelessly and unselfishly gave their lives to cross and to help shatter the racial, sexual and social boundaries imbued in the history of the United States of America. </p>
<p>It has now taken place. There&#8217;s a palpable renewed sense of HOPE for a better tomorrow â€“ a HOPE that these same crippling boundaries shall finally once and for all be erased. Yet it is wise to also remember the adage, &quot;Actions speak louder than words&quot; and Our rhetoric must now be turned into action. The ability to truly rise above differences and to not just speak of doing so, tells much of Our long and continuous journey. If We remember the old North American Indian saying, &quot;We do not inherit the earth from our ancestors, we borrow it from our children.&quot; We might just have a fighting chance.</p>
<p>The People have spoken! A record-setting 130 million Americans&#8217; turned out to vote in Tuesday&#8217;s election, in which Barack Obama made history on a Democratic tidal wave of victory. Polling suggests voters came out in record numbers because of growing concerns over the economy, jobs, health care, energy, and the war in Iraq. </p>
<p>Clearly, the Obama administration and the new Democratic majority in Washington have a chance to make profound changes in Our lives &#8211; stretching Â­from Wall Street to Main Street. Yes, this moment shows decency about human possibility and let&#8217;s face it, We could use just a little decency RIGHT NOW. </p>
<p>Perhaps more importantly, this moment speaks volumes as it&#8217;s an utter rejection of the right&#8217;s politics of fear and greed? It will now be decades before there&#8217;s another Republican majority in Congress. Never have the words, &quot;Ask not what Your country can do for You, but what You can do for Your country,&quot; seemed more true for SO MANY. For, We-Are-Our-country. And We&#8217;re at a MAJOR crossroads. Where, oh where to begin?</p>
<p>OBAMA / BIDEN Campaign.</p>
<p>Here in New York, Working Families voters, members, affiliates, supporters and chapter leaders poured everything they had into critical campaigns that proved successful. Many are now understandably exhausted &#8211; though more than a little proud of what was accomplished.  And, the results were terrific ~ if not downright Historic. For the first time since the mid-1930, the State Senate will NO LONGER be controlled by Republicans. It&#8217;s now in the hands of a Democratic Working Families majority! Just-take-one-moment-and-soak-this-in. MASSIVE Democratic majorities in BOTH the HOUSE and the SENATE! </p>
<p>Together, the W.F.P built a solid partnership with Senate Democrats, knocking on more than half a million doors for progressive CHANGE. And, in the end, &quot;We the People&quot; overwhelmingly responded. This is a MILESTONE. There&#8217;s now a renewed sense of real HOPE resonating from Washington, indeed, around the world. This is powerful. Because, without HOPE, there&#8217;s simply nothing to gain. </p>
<p>However, We must be careful not to fall prey to disillusionment. If illusions tear People asunder, then disillusion outright kills the human spirit. In other words, divided THEY conquer, united, WE stand. That this historic moment was ushered in during Native American Indian month is apropos. Because, We must not forget the very real foundations of this idealistic country and pay homage to the 500 plus year struggle of Our First Peoples&#8217; for the basic rights afforded them in Our own Constitution. Obama&#8217;s victory is indeed a victory representing the multitudes. It is precisely because his success mirrors the masses, rather than a few wealthy, power-elite that this is so electrifying. A VERY palpable, &quot;Finally!&quot; was the expression heard &#8217;round the world.</p>
<p>The world woke up WEDNESDAY with the real possibility of a very RARE OPPORTUNITY &#8211; the best in most Our lifetimes. This is a chance to truly transform America. </p>
<p>But, We mustn&#8217;t forget the VERY hard realities existing in this country. Just ask any womanâ€¦any &quot;person of color&quot;â€¦or, any First Peoples living in this &quot;great&quot; land. For, as long as Native American Indians in Our country still live in policies of containment on reservations without the very basics, such as running water, electricity, or heatâ€¦ as long as more than 75% of the prison population includes African-Americans, First and Taino Peoples â€¦as long as We continue to allow Our tax dollars spent to be three times more for each of these prisoners per head than on Our own school childrens&#8217; educationâ€¦as long as American women continue to earn less than men for the SAME workâ€¦as long as We allow privately held corporations to exist without extreme MAJOR reformâ€¦as long as We continue to allow Our children to trample on foreign soil to kill and to be killed in &quot;Our&quot; namesâ€¦as long as We sit idly by expecting or content to let others  to &quot;Do the right thing,&quot; for usâ€¦ as long as We DON&#8217;T ACTIVELY PARTICIPATE TOGETHER in challenging and fighting for OUR OWN WELL-BEING for the betterment of future generationsâ€¦ as long as  We choose to remain ignorant and in denial to Our faultsâ€¦TRUE CHANGE can, and will NEVER HAPPEN.</p>
<p>Though, like anything rare and unique, We must first take proper time to Honorâ€¦to give thanks to those before us who, without their dedication and sacrifice, made this moment possible. We must come together. Immediate formulation and a real plan to guard and to protect this moment with fierce determination is required. New leaders are needed and will emerge so We ensure moments like this become the norm, rather than a mere token fluke. If We HOPE to transform Tuesday&#8217;s results into a real break from the shipwreck of the most immediate last thirty years &#8211; We MUST start by realizing this election represents just that â€“ a START. It&#8217;s Round One of Our LONG and CONTINUOUS struggle.  </p>
<p>And, Round Two will be just as tough, if not more so. Staying the course can easily be forgotten when People are dying from inadequate health care; when they&#8217;ve found themselves on the streets for lack of shelter and as they grow ever more desperate due to lack of job opportunities. Just ask people of Native or African American descent. Or, one of Our homeless veterans living on America&#8217;s streets of plenty.</p>
<p>Yes, the house of cards has fallen HARD and FAST. And, President / V.P. elect Barack Obama and Joe Biden have inherited many seemingly insurmountable challenges. REAL CHANGE &#8211; not rhetoric &#8211; is what&#8217;s needed. And to get it, We MUST demand it. We MUST march and be watchdogs for the sake of the coming generations. Communication with Our politicians is a MUST. MOST importantly, We MUST stand TOGETHER and be willing to fight to protect what is right and what is good for the MANY, NOT the FEW. </p>
<p>UNITED We STAND, DIVIDED, We FALL.</p>
<p>A President Obama will need to be simultaneously supported AND pushed. His training as a community organizer gives one confidence that he&#8217;ll not only understand, but should also expect this dynamic. It&#8217;s imperative for us to mind the trusty, &quot;Follow the money&quot; strategy. Don&#8217;t forget, President elect Obama dually made history by raising the most unprecedented amount of campaign dollars in the HISTORY of U.S. Presidential elections. According to CNN, if annualized, the Obama campaign&#8217;s ad spending on the post-primary Presidential campaign would come to US0 million. This amount is only exceeded amongst large corporations such as Verizon and AT&amp;T &#8211; both heavy sponsors of the Republican AND the Democratic national party conventions.</p>
<p>At the start of October, the Democratic National Committee announced it raised US.9 million with US.5 million sitting in the bank. The party raised money through joint fund-raising events with Obama and was able to use that money to assist his candidacy. These numbers were only possible because he opted out of the public financing system for the fall campaign. John McCain chose to participate in the system, which limited him to US million for the September / October stretch  prior to the election. After initially promising to accept public financing if McCain did, Obama changed his mind after setting primary fund-raising records. In fact, by the time the primaries hit, Obama was raising as much as US million each and every day.  The Obama / Biden campaign raised more than US0 million in September alone &#8211; a stunning and unprecedented eruption of political giving. This extraordinary fund-raising is bound to set a new standard in politics that could doom the current taxpayer-paid system set up in the 1970&#8242;s. </p>
<p>HOPEfully NOT.</p>
<p>The party presidential nominees â€“ Democrat Barack Obama and Republican John McCain â€“ together spent more than US BILLION, also an unprecedented figure. According to White House for Sale, a nonpartisan group that tracks political giving, Obama had 605 bundlers, or donors who collect money from friends and associates and bundle them together. Four years ago, Democrat John F. Kerry had 588  bundlers and, in 2000, Al Gore had none. McCain had 851 bundlers working for his campaign, compared to 557 who raised money for the Bush-Cheney re-election committee in 2004. George W. Bush is largely credited with institutionalizing the role of bundlers in 2000, when he recruited a then unprecedented 555 surrogate fundraisers. </p>
<p>Ask Yourselves: Who really benefits most from having donated to the Obama / Biden campaign?</p>
<p>President &#8211; elect Barack Obama &amp; John McCain&#8217;s U.S. Presidential campaign funds details:</p>
<p>OBAMA:<br />
Total:US0,767,963<br />
Bundlers:605<br />
LobbyistBundlers:17   </p>
<p>MCCAIN:<br />
Total: US2,525,058<br />
Bundlers: 851<br />
Lobbyist Bundlers: 77</p>
<p>See the Center for Responsive Politics Presidential campaign monies for a better perspective:</p>
<p>2008: Obama AND McCain &#8211; US.3 BILLION</p>
<p>(Obama: US0,767,963 million / McCain: US2,525,058 million)</p>
<p>2004: Bush AND Kerry &#8211; US.2 BILLION</p>
<p>2000: Gore AND Bush &#8211; US.56 MILLION</p>
<p>1996: Dole AND Clinton &#8211; US.82 MILLION</p>
<p>1992: Clinton AND Bush &#8211; US.24 MILLION</p>
<p>* TO SEARCH FOR MEGA-DONERS, CLICK here: <a href="http://www.whitehouseforsale.org/searchDonor.cfm?CandidateSelect=John" rel="nofollow">www.whitehouseforsale.org/searchDonor.cfm?CandidateSelect&#8230;</a> McCain&amp;StateSelect=&amp;SortOrder=Last_Name, First_Name, Middle_Name, Suffix.*</p>
<p>Democrats in Washington and will be under enormous pressure to &quot;play it safe&quot;, even as everyone knows We need bold action and some kind of new, New Deal. And, if We allow the &quot;play-it-safe&quot; crowd to dominate, then Obama (and We) will not succeed. Make NO mistake: the corporate big-wigs and free-market fundamentalists see this for exactly what it is: THE FIGHT OF A LIFETIME. They want nothing more than for the Democrats to disappoint, because then the HOPEfulness that Obama represents can be stuffed back in the bottle and cynicism can once again regain its place in Our national political culture. </p>
<p>WE Can&#8217;t Let This Happen!</p>
<p>Whether it&#8217;s revamping our health care systemâ€¦implementing a new fair-based trade policyâ€¦creating a sound, realistic and well thought-out immigration planâ€¦jobs programsâ€¦organizing rights in Washington, or campaign election reform, family leave or fair taxes, this election has set the stage for an ENTIRELY NEW social contract between the government and the People. This election opens up a real possibility â€“ small, but real &#8211; that We could make genuine progress as a society, in terms of equality and freedom and true sustainability. In other words, the democracy We preach, but don&#8217;t teach. What comes next is up to US. And, We need to seriously ready OURSELVES.</p>
<p>In short, the real meaning of this election hasn&#8217;t yet been decided.</p>
<p>Overall, there&#8217;s a lot of work to do. It&#8217;s imperative that EVERYONE do his share &#8211; whether this means attending a neighborhood or union meeting, signing a petition, organizing or riding a bus to a demonstration, going on a lobby visit, making a financial contribution, or just talking to a stranger about the need and desirability of the common good. </p>
<p>Thanks for all you do!<br />
Live your values. Love your country.<br />
And, remember: TOGETHER, We can make a D-I-F-F-E-R-E-N-C-E !</p>
]]></content:encoded>
			<wfw:commentRss>http://moremerchant.com/it-is-much-better-to-offer-you-no-excuse-than-a-bad-1-george-washington/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tampa Mortgage Update on Clearwater Florida Real Estate</title>
		<link>http://moremerchant.com/tampa-mortgage-update-on-clearwater-florida-real-estate</link>
		<comments>http://moremerchant.com/tampa-mortgage-update-on-clearwater-florida-real-estate#comments</comments>
		<pubDate>Fri, 18 Nov 2011 09:23:24 +0000</pubDate>
		<dc:creator>MoreMerchant</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Clearwater]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[Tampa]]></category>
		<category><![CDATA[Update]]></category>

		<guid isPermaLink="false">http://moremerchant.com/tampa-mortgage-update-on-clearwater-florida-real-estate</guid>
		<description><![CDATA[From www.ClearwaterRealEstateTampaHomes.com &#8211; Leah Ross, Tampa House loan Expert who serves residence and condo buyers in the Tampa &#124; Clearwater &#124; St Petersburg area give Clearwater Beach True Estate agent an interview on the Tampa Florida neighborhood mortgage marketplace. See total report on our weblog at http Want to research all the Tampa Bay Properties [...]]]></description>
			<content:encoded><![CDATA[<p><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/VZwnRdxryNM?fs=1"></param><param name="allowFullScreen" value="true"></param>
<embed src="http://www.youtube.com/v/VZwnRdxryNM?fs=1&#038;rel=0" type="application/x-shockwave-flash" width="425" height="355" allowfullscreen="true"></embed></object></p>
<p>From www.ClearwaterRealEstateTampaHomes.com &#8211; Leah Ross, Tampa House loan Expert who serves residence and condo buyers in the Tampa | Clearwater | St Petersburg area give Clearwater Beach True Estate agent an interview on the Tampa Florida neighborhood mortgage marketplace. See total report on our weblog at http Want to research all the Tampa Bay Properties or Tampa Bay condos at www.SandbarsToSunsets.com &#8211; no e mail want &#8211; see all houses and condos for sale in the Tampa Bay place right away. Leah Ross is our expert for Clearwater VA Loans, Clearwater Beach front Luxury Condos | Jumbo Loans, Canadian Mortgages, Mortgage Refinancing, FHA Property Loans, First Time Homebuyer residence loans and far more. They are their own loan provider.</p>
<h4>Popular Search Terms:</h4><ul><li>leah ross tampa mortgage</li></ul>]]></content:encoded>
			<wfw:commentRss>http://moremerchant.com/tampa-mortgage-update-on-clearwater-florida-real-estate/feed</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>The Developing Wealth Present Reveals the 10 Commandments of Profitable Investing</title>
		<link>http://moremerchant.com/the-developing-wealth-present-reveals-the-10-commandments-of-profitable-investing</link>
		<comments>http://moremerchant.com/the-developing-wealth-present-reveals-the-10-commandments-of-profitable-investing#comments</comments>
		<pubDate>Thu, 17 Nov 2011 18:24:58 +0000</pubDate>
		<dc:creator>MoreMerchant</dc:creator>
				<category><![CDATA[Misc]]></category>
		<category><![CDATA[Commandments]]></category>
		<category><![CDATA[developing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[present]]></category>
		<category><![CDATA[profitable]]></category>
		<category><![CDATA[reveals]]></category>
		<category><![CDATA[Wealth]]></category>

		<guid isPermaLink="false">http://moremerchant.com/the-developing-wealth-present-reveals-the-10-commandments-of-profitable-investing</guid>
		<description><![CDATA[Irvine, CA (PRWEB) November 17, 2011 The Producing Prosperity Present provides listeners a sneak peek into the Producing Wealth Home Examine Program throughout its totally free one particular hour section included in episode 216 of the popular podcast. In this segment, host Jason Hartman discusses his 10 commandments of profitable investing and offers professional insight [...]]]></description>
			<content:encoded><![CDATA[<p>Irvine, CA (PRWEB) November 17, 2011
<p> The Producing Prosperity Present provides listeners a sneak peek into the Producing Wealth Home Examine Program throughout its totally free one particular hour section included in episode 216 of the popular podcast. In this segment, host Jason Hartman discusses his 10 commandments of profitable investing and offers professional insight relating to how to make sensible genuine estate investment alternatives. </p>
<p>&#13</p>
<p>Profitable revenue home investing can be taught in these ?ten commandments?:</p>
<p>&#13</p>
<p>one.    Thou shalt grow to be educated.&#thirteen<br />
<br />2.    Thou shalt have an investment crew with aligned interests.&#13<br />
<br />3.    Thou shalt sustain manage.&#thirteen<br />
<br />4.    Thou shalt use prudent financial planning methods.&#13<br />
<br />5.    Thou shalt not gamble.&#thirteen<br />
<br />six.    Thou shalt diversify.&#thirteen<br />
<br />seven.    Thou shalt be Area Agnostic?.&#thirteen<br />
<br />8.    Thou shalt borrow to optimize leverage and accelerate wealth development.&#thirteen<br />
<br />nine.    Thou shalt only commit wherever there is universal require.&#13<br />
<br />ten.    Thou shalt only commit in tax favored asset. </p>
<p>&#13</p>
<p>Hartman suggests investing in house as opposed to shares, bonds and mutual funds due to the fact earnings property investing has established to generate more prosperity above time than any other investment possibility. ?The most historically confirmed wealth creator in The us, the a single that has really enriched tens of millions of individuals, is genuine estate investing,? says Hartman.&#13<br />
<br />The host of the Producing Prosperity display also believes every single investor really should be educated and ready to make his personal selections so that he does not want to depend on investment managers who might be crooks or idiots and so that he does not shell out large conduite fees. </p>
<p>&#thirteen</p>
<p>In contrast to a lot of fiscal advisors, Hartman advocates employing financial debt to produce wealth. He believes that ?debt is like nuclear weapons. Nuclear weapons, some individuals think, have prevented wars. But if we don?t use them responsibly they can demolish the whole world. Financial debt is something you?ve obtained to use with prudence, caution, and in a responsible manner.?</p>
<p>&#thirteen</p>
<p>Hartman encourages consumers to make investments in cash flow house simply because that marketplace remains a lot more secure than industrial, business office or retail real estate. Simply because housing is one of humanity?s a few simple requirements?meals, clothes and shelter?it will always continue to be in need even when the economy is poor.&#thirteen<br />
<br />The Producing Wealth House Research Training course is a 9-hour training course of research presenting comprehensive details on how to get started out in and be successful with cash flow house investing.</p>
<p>&#13</p>
<p>About The Creating Wealth Show</p>
<p>&#13</p>
<p>The Developing Prosperity Demonstrate was designed for individuals intrigued in learning a lot more about genuine estate investing, fiscal and entrepreneurship tactics. This show has been in manufacturing for more than four several years and features numerous cutting-edge matters and guests this kind of as Harry Dent, Robert Kiyosaki, Michael Gerber, Ellen Brown, Yanik Silver, Shane Gibson, John Assaraf, Peter Schiff, Lawrence Yun and numerous a lot more. For information, pay a visit to The Making Prosperity Show on the web.</p>
<p>&#13</p>
<p>###</p>
<p>&#13<br />
 &#thirteen<br />
 &#13<br />
 <br clear="all" /></p>
]]></content:encoded>
			<wfw:commentRss>http://moremerchant.com/the-developing-wealth-present-reveals-the-10-commandments-of-profitable-investing/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Plunkett&#8217;s Banking, Mortgages &amp; Credit score Industry Almanac 2011: Banking, Mortgages &amp; Credit score Industry Industry Research, Data, Developments and Leading &#8230; Mortgages and Credit Market Almanac)</title>
		<link>http://moremerchant.com/plunketts-banking-mortgages-credit-score-industry-almanac-2011-banking-mortgages-credit-score-industry-industry-research-data-developments-and-leading-mortgages-and-credit-marke</link>
		<comments>http://moremerchant.com/plunketts-banking-mortgages-credit-score-industry-almanac-2011-banking-mortgages-credit-score-industry-industry-research-data-developments-and-leading-mortgages-and-credit-marke#comments</comments>
		<pubDate>Mon, 24 Oct 2011 13:28:53 +0000</pubDate>
		<dc:creator>MoreMerchant</dc:creator>
				<category><![CDATA[Misc]]></category>
		<category><![CDATA[2011]]></category>
		<category><![CDATA[Almanac]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[data]]></category>
		<category><![CDATA[developments]]></category>
		<category><![CDATA[industry]]></category>
		<category><![CDATA[Leading]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Plunkett's]]></category>
		<category><![CDATA[Research]]></category>
		<category><![CDATA[Score]]></category>

		<guid isPermaLink="false">http://moremerchant.com/plunketts-banking-mortgages-credit-score-industry-almanac-2011-banking-mortgages-credit-score-industry-industry-research-data-developments-and-leading-mortgages-and-credit-marke</guid>
		<description><![CDATA[Plunkett&#8217;s Banking, Mortgages &#038; Credit score Industry Almanac 2011: Banking, Mortgages &#038; Credit Industry Market Investigation, Data, Developments and Leading &#8230; Mortgages and Credit Sector Almanac) PLUNKETT&#8217;S BANKING, MORTGAGES &#038; Credit score Market ALMANAC 2011Key Features:-Industry developments analysis, marketplace information and competitive intelligence-Market forecasts and Market Figures-Sector Associations and Expert Societies Checklist-In-Depth Profiles of hundreds [...]]]></description>
			<content:encoded><![CDATA[<h3><a href="http://www.amazon.com/Plunketts-Banking-Mortgages-Industry-Almanac/dp/1593921853%3FSubscriptionId%3DAKIAII4X3JPENGGWFNUA%26tag%3Dcrimsonlcomchris%26linkCode%3Dxm2%26camp%3D2025%26creative%3D165953%26creativeASIN%3D1593921853" rel="nofollow">Plunkett&#8217;s Banking, Mortgages &#038; Credit score Industry Almanac 2011: Banking, Mortgages &#038; Credit Industry Market Investigation, Data, Developments and Leading &#8230; Mortgages and Credit Sector Almanac)</a></h3>
<p><a href="http://www.amazon.com/Plunketts-Banking-Mortgages-Industry-Almanac/dp/1593921853%3FSubscriptionId%3DAKIAII4X3JPENGGWFNUA%26tag%3Dcrimsonlcomchris%26linkCode%3Dxm2%26camp%3D2025%26creative%3D165953%26creativeASIN%3D1593921853" rel="nofollow"><img style="float:leftmargin: 0 20px 10px 0" src="http://ecx.images-amazon.com/images/I/41qa2BagI4L._SL160_.jpg" /></a></p>
<p>PLUNKETT&#8217;S BANKING, MORTGAGES &#038; Credit score Market ALMANAC 2011<br />Key Features:<br />-Industry developments analysis, marketplace information and competitive intelligence<br />-Market forecasts and Market Figures<br />-Sector Associations and Expert Societies Checklist<br />-In-Depth Profiles of hundreds of major firms<br />-Business Glossary<br />-Customer could sign-up for access to research and export info at Plunkett Study OnlinePages: 498<br />Statistical Tables Supplied: 26<br />Companies Profiled: 314<br />Geographic Concentrate: GlobalA complete marketplace research report, which includes forecasts and marketplace estimates, technologies analysis and developments at innovative firms.<br />You will achieve crucial insights that can help you form your personal technique for business developmen</p>
<p><div style="float:right"><a href="http://www.amazon.com/Plunketts-Banking-Mortgages-Industry-Almanac/dp/1593921853%3FSubscriptionId%3DAKIAII4X3JPENGGWFNUA%26tag%3Dcrimsonlcomchris%26linkCode%3Dxm2%26camp%3D2025%26creative%3D165953%26creativeASIN%3D1593921853" rel="nofollow"><img src="http://moremerchant.com/wp-content/plugins/WPRobot3/images/buynow-big.gif" /></a></div>
<p>List Cost: $  299.99</p>
<p><strong>Value: $  219.21</strong></p>
]]></content:encoded>
			<wfw:commentRss>http://moremerchant.com/plunketts-banking-mortgages-credit-score-industry-almanac-2011-banking-mortgages-credit-score-industry-industry-research-data-developments-and-leading-mortgages-and-credit-marke/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do you locate banks to give LLC loans for investment properties?</title>
		<link>http://moremerchant.com/how-do-you-locate-banks-to-give-llc-loans-for-investment-properties</link>
		<comments>http://moremerchant.com/how-do-you-locate-banks-to-give-llc-loans-for-investment-properties#comments</comments>
		<pubDate>Mon, 10 Oct 2011 00:06:24 +0000</pubDate>
		<dc:creator>MoreMerchant</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Give]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[locate]]></category>
		<category><![CDATA[properties]]></category>

		<guid isPermaLink="false">http://moremerchant.com/how-do-you-locate-banks-to-give-llc-loans-for-investment-properties</guid>
		<description><![CDATA[Issue by drf2684: How do you discover banking institutions to give LLC loans for investment properties? I would like to find some institutions that offer house loan loans to an LLC but have not been in a position to come across any that will not call for forty% down payments or some thing ridiculous like [...]]]></description>
			<content:encoded><![CDATA[<p><strong><i>Issue by drf2684</i>: How do you discover banking institutions to give LLC loans for investment properties?</strong><br />
I would like to find some institutions that offer house loan loans to an LLC but have not been in a position to come across any that will not call for forty% down payments or some thing ridiculous like that. Is this the norm?</p>
<p><strong>Ideal response:</strong></p>
<p><i>Response by codysdoor</i><br />Banking institutions and lenders are silly. Working with them will be the most time consuming part of your investment and house conduite biz.</p>
<p>Why they need so much, who is aware. But know that possessing an LLC does not assist (or damage) you at all. They nevertheless search at YOUR taxes and YOUR credit score score.</p>
<p>Consider cloans.com for a &#8220;lending tree&#8221; sort listing of commercial loan company bids. Or if its four models or A lot less than it can be not classified as business and you can go to a lendingtree.com sort website.</p>
<p>Stick with it. Make contact with sufficient loan providers and you&#8217;ll discover some that are excellent to work with.</p>
<p><strong>Know greater? Leave your very own reply in the feedback!</strong></p>
<p><strong>Home Mortgage loan Loan Advice</strong></p>
<p>Lease expense is income you spent which you will never ever get back again. Acquiring a home is, in distinction, an investment. Nevertheless, it is an essential decision you consider that can impact you for daily life positively or negatively. To purchase a property (at least if you are not one particular of the supper prosperous Americans) you need a house loan loan. The mortgage allows you to find the money needed from a economic institution to obtain, assemble, or renovate your house. Whatever the purpose for your mortgage, you will have to repay the amount borrowed as well as interest in the course of the period established in the agreement. It is essential to select a mortgage that suits your requirements and fiscal likelihood.</p>
<p>Choosing a house loan loan company is not something you can select these days and adjust it tomorrow this is a stage you get for decades, which can affect your daily life both negatively or positively. You ought to not decide in haste with no obtaining compared the various home loan loan providers on the industry. By deciding on the appropriate financial institution, you can conserve tens of hundreds of dollars on your mortgage loan.</p>
<p>The moment you find the appropriate loan company, you will have to decide on primarily amongst a fixed charge mortgage (FRM) or variable rate mortgage</p>
<h4>Popular Search Terms:</h4><ul><li>Do disover bank give loans ?</li><li>what banks give loans to llcs</li></ul>]]></content:encoded>
			<wfw:commentRss>http://moremerchant.com/how-do-you-locate-banks-to-give-llc-loans-for-investment-properties/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>In which to come across mortgage loans below $ 50K?</title>
		<link>http://moremerchant.com/in-which-to-come-across-mortgage-loans-below-50k</link>
		<comments>http://moremerchant.com/in-which-to-come-across-mortgage-loans-below-50k#comments</comments>
		<pubDate>Sun, 09 Oct 2011 00:06:42 +0000</pubDate>
		<dc:creator>MoreMerchant</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[across]]></category>
		<category><![CDATA[below]]></category>
		<category><![CDATA[come]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://moremerchant.com/in-which-to-come-across-mortgage-loans-below-50k</guid>
		<description><![CDATA[Asked by steve t : Wherever can discover the mortgage financial loan under K Most house loan companies will not discuss to you, if the mortgage quantity is less than $ 120k.Mejor reaction: Reply braindamageblue Just keep making an attempt, someone will give you a mortgage. Have you experimented with to go to your bank? [...]]]></description>
			<content:encoded><![CDATA[<p>Asked by steve <i> <strong> t </strong></i>: Wherever can discover the mortgage financial loan under K Most house loan companies will not discuss to you, if the mortgage quantity is less than $  120k.Mejor <strong> reaction: </strong>Reply
<p> <i> braindamageblue </i> <br /> Just keep making an attempt, someone will give you a mortgage. Have you experimented with to go to your bank? there is a differece amongst a bank and a home loan firm. You can discover premiums and alternatives in a better financial institution abd less difficult than a mortgage company. </p>
<p><strong> Add your very own response in the feedback! </strong><strong> Mortgage Loan Modification &#8211; Basic functions and applications </strong>
<p is most similar to mortgage refinancing, so that its objective is the pursuit of mortgage terms that best and most affordable appropriate payment for their financial capacity. </P></p>
<p> Most packages obey
<p> extremely almost the identical eligibility requirements: </p>
<p> Changing of the economic scenario or have been documented troubles 90 days in default of payment or larger, has and lives on the residence as your principal residence, and not matter to bankruptcy.  Not intentionally subjected to default repayments for a mortgage modification, and make positive to respond in cooperation with your loan provider. You need to speak to your loan provider and inform them of their troubles and have more details, given that a lot of of the several packages differ in how they function.
<p In fact, the only place where there is a loan modification with your servicer or lender that currently holds your mortgage. This segment may be the most difficult step in the process of loan modification in the marketing world of mortgages, where mortgages are packaged, sold and bought securities on Wall Street </p>
<p>. < -! NextPage -> far more best location to start off is your declaration or coupon e-book. Who send out your house loan payment every single month? Each house loan servicer or lender will loan modification treaties and applications. Moreover, usually, the staff of these firms have minor expertise to offer with a loan modification consultation. Here is exactly where it will get quite hard. The research for an encounter in streamlining its financial loan modification procedure can usually stay away from a good deal of frustration and damage of income. </p>
<p a bank, especially, is in the company to return profits to their shareholders, just like any other company. Naturally, the aim of showcasing your loan modification application is submitted it is in the best interest of the bank to change your loan </p>
<p> You have had main modifications in your financial situation, you have. each unit created than their mortgage loan payments, you have been liable and cooperative in cooperation with them anyway You are not intentionally failed to obtain a financial loan modification, and is determined to be honest, transparent ,<!-- NextPage -> and willing to give all the essential documentation
</p>
<p> These are some of the documents typically essential:  A letter explaining and documenting their trouble in life, evidence of existing capability and cash flow to pay the mortgage modified and the total finances for month-to-month bills or report.
<p> The main objective of mortgage modification as a package deal is to give your loan provider with the appropriate documentation to assess the chance of altering your home loan. </p>
<p>  So it is in the best interest of the banks as you try out to inquire about a financial loan modification does not complicate the transaction with an altruistic act of kindness. It is essentially a transaction that generates much more company logic than the alternative, you default on the mortgage and any foreclosure proceedings costly  It is also the result of economic problems .. This makes a different circumstance, modifying your mortgage loan to stabilize at his home and achieve more financial scenario.   There are more than the transformation into the mainstream and for that reason there is some standardization as described above. Info applications for financial loan modification < -! NextPage ->. Shifting from his willingness to commence financial loan modification counselor or financial institution that is capable to guide   This is especially simpler to section. Allow MortgageLoan.com to be your guidebook as a competent counselor for financial loan modification to make it go as shortly as probable.
<div </p>
<p For more information about <a rel = "nofollow" onclick = "javascript: _gaq.push (['_trackPageview', '/ outgoing/article_exit_link/1176729'])" href = "http://www.home-loan-mods.info"> financial loan modification  check out <a rel =" nofollow "onclick =" javascript: _gaq.push (['_trackPageview', '/ outgoing / article_exit_link / 1176729'])" href = "http://www.home-loan-mods.info"> http / / www.residence-financial loan-mods.data </a> </p>
</p></div>
<h4>Popular Search Terms:</h4><ul><li>under 50k mortgage loan</li><li>mortgage below 50k</li><li>mortgage loan under 50k</li><li>mortgages below $50K</li></ul>]]></content:encoded>
			<wfw:commentRss>http://moremerchant.com/in-which-to-come-across-mortgage-loans-below-50k/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
	</channel>
</rss>

<!-- Dynamic Page Served (once) in 1.054 seconds -->

